Rocky Hill, NJ08553

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$708,000
2.4% YoY Growth
Median Household Income
$127,000
10.6% 5-Year Growth
Days on Market
11
5.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$4,700
21.7% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Rocky Hill, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Rocky Hill, NJ is 11. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$630,00048.0%
Listing Count
267.0%
Listings as % of HomesN/A67.0%
Days on Market
11-5.0%
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Demographics — Rocky Hill, NJ

As of the latest ACS Survey released in 2023, Rocky Hill, NJ has a population of 814, which has increased by 36.1% over the past 5 years. Rocky Hill, NJ is a moderately popular place for families, as children make up 20.6% of the population. The area has a highly educated workforce, with 72.4% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
81436.1%
% Under 18
20.6%-10.8%
% Seniors
17.6%-17.8%
% WFH
27.3%362.7%
% w/ College Degree
72.4%-1.6%
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As of the latest ACS Survey released in 2023, Rocky Hill, NJ is a predominantly white area, with 80.7% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Rocky Hill, NJ is hispanic, making up 8.5% of the population. Foreign-born residents account for 16.1% of the population in Rocky Hill, NJ, and this percentage has increased by 91.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.7%-5.9%
% Black
0.9%-90.2%
% Hispanic
8.5%10.4%
% Asian
4.1%1,266.7%
% Foreign Born
16.1%91.7%
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Mortgage and Risk — Rocky Hill, NJ

According to HUD data as of 2023, there were 14 mortgage originations in Rocky Hill, NJ, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Rocky Hill, NJ. Investor activity is low, as 7.0% of loans were by investors. 29.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
14
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
29.0%

Loan Activity

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Rentals and Section 8 — Rocky Hill, NJ

Rocky Hill, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
N/A
Total Units Section 8
N/A
% Rentals under Section 8
N/A
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,740
2 BedroomN/AN/A$2,190
3 BedroomN/AN/A$2,650
4 Bedroom-$1,780$4,700$2,920

Affordability — Rocky Hill, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.7
Median Home Price$708,000
Median Household Income$127,000

Rocky Hill, NJ — ZIP Code Boundary Map

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Frequently Asked Questions