Stockton, NJ—08559
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stockton, NJ
As of Oct '25, the median home price in Stockton, NJ is $656,000, with a year-over-year change of 0.3%. This indicates that home prices in Stockton, NJ are flat. According to Zillow, the 1-year price projection is 1.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $656,000 | 0.3% |
| Single Family | $655,000 | 0.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $621,000 | 3.3% |
4 Bed | $770,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stockton, NJ
As of July '25, Rentcast reports the average rent in Stockton, NJ is $2,440, with a year-over-year rent change of -9.0%. Per bedroom, the median rent as of July '25 in Stockton, NJ is 1-bedrooms: $2,320, 3-bedrooms: $2,800. The most common rental property sizes in Stockton, NJ are 1-bedroom and 4-bedroom, accounting for 42.6% and 41.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,500 | $2,320 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,800 | $2,800 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stockton, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Stockton, NJ is 82. This is a increase of 37.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,150,000 | -14.0% |
Listing Count | 43 | 40.0% |
| Listings as % of Homes | 1.0% | 40.0% |
Days on Market | 82 | 37.0% |
Demographics — Stockton, NJ
As of the latest ACS Survey released in 2023, Stockton, NJ has a population of 4,610, which has decreased by -9.8% over the past 5 years. Stockton, NJ is a less popular place for families, as children make up 11.1% of the population. The area has a highly educated workforce, with 62.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,610 | -9.8% |
% Under 18 | 11.1% | -38.0% |
% Seniors | 34.8% | 70.6% |
% WFH | 16.7% | 28.5% |
% w/ College Degree | 62.6% | 25.5% |
As of the latest ACS Survey released in 2023, Stockton, NJ is a predominantly white area, with 88.5% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Stockton, NJ is hispanic, making up 6.4% of the population. Foreign-born residents account for 2.6% of the population in Stockton, NJ, and this percentage has decreased by 43.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.5% | -5.4% |
% Black | 0.2% | ∞% |
% Hispanic | 6.4% | 33.3% |
% Asian | 0.7% | ∞% |
% Foreign Born | 2.6% | -43.5% |
Mortgage and Risk — Stockton, NJ
According to HUD data as of 2023, there were 76 mortgage originations in Stockton, NJ, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Stockton, NJ. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 76 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Stockton, NJ
Stockton, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 3.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$870 | $2,500 | $1,630 |
| 2 Bedroom | N/A | N/A | $2,050 |
| 3 Bedroom | -$310 | $2,800 | $2,490 |
| 4 Bedroom | N/A | N/A | $2,730 |
Affordability — Stockton, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $656,000 |
| Median Household Income | $157,000 |