Trenton, NJ08611

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$197,000
6.3% YoY Growth
Median Household Income
$50,800
42.2% 5-Year Growth
Days on Market
67
41.0% Longer than last year
Home Price Forecast
2.5%
Median Rent
$1,900
5.5% YoY Growth
1-Bed Rent
$1,600
2.1% YoY Growth
2-Bed Rent
$1,750
2.2% YoY Growth
3-Bed Rent
$1,950
1.4% YoY Growth

Other Zip Codes in Trenton, NJ

Property Listings — Trenton, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Trenton, NJ is 67. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$225,00010.0%
Listing Count
56-6.0%
Listings as % of Homes0.4%-6.0%
Days on Market
6741.0%
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Demographics — Trenton, NJ

As of the latest ACS Survey released in 2023, Trenton, NJ has a population of 32,800, which has increased by 23.2% over the past 5 years. Trenton, NJ is a popular place for families, as children make up 27.7% of the population. The area has a poorly educated workforce, with 16.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,80023.2%
% Under 18
27.7%-2.1%
% Seniors
11.3%37.8%
% WFH
5.6%700.0%
% w/ College Degree
16.3%50.9%
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As of the latest ACS Survey released in 2023, Trenton, NJ is a predominantly hispanic area, with 61.8% of the population identifying as hispanic. The hispanic population has grown by 3.0% in the last 5 years. The second most common race or ethnicity in Trenton, NJ is black, making up 22.7% of the population. Foreign-born residents account for 37.4% of the population in Trenton, NJ, and this percentage has increased by 16.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
14.5%3.6%
% Black
22.7%-15.0%
% Hispanic
61.8%3.0%
% Asian
0.6%-60.0%
% Foreign Born
37.4%16.9%
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Mortgage and Risk — Trenton, NJ

According to HUD data as of 2023, there were 82 mortgage originations in Trenton, NJ, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Trenton, NJ. Investor activity is low, as 10.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
82
% Conventional Loans
73.0%
% Government Loans
27.0%
% Investor Loans
10.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Trenton, NJ

As of 2024, the percent of homes in Trenton, NJ under the Section 8 program is 15.8%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Trenton, NJ, because HUD payments exceed market rent, while 1-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,497
Total Units Section 8
1,497
% Rentals under Section 8
15.8%
% Occupied Section 8
92.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$140$1,600$1,460
2 Bedroom$90$1,750$1,840
3 Bedroom$270$1,950$2,220
4 Bedroom$290$2,200$2,490

Affordability — Trenton, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$197,000
Median Household Income$50,800

Trenton, NJ — ZIP Code Boundary Map

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Frequently Asked Questions