Trenton, NJ08619

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$427,000
1.4% YoY Growth
Median Household Income
$105,000
35.5% 5-Year Growth
Days on Market
42
33.0% Longer than last year
Home Price Forecast
2.0%
Median Rent
$2,450
6.8% YoY Growth
1-Bed Rent
$1,870
3.8% YoY Growth
2-Bed Rent
$2,300
3.6% YoY Growth
3-Bed Rent
$3,450
5.6% YoY Growth

Other Zip Codes in Trenton, NJ

Property Listings — Trenton, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Trenton, NJ is 42. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$420,000-11.0%
Listing Count
81-12.0%
Listings as % of Homes0.5%-12.0%
Days on Market
4233.0%
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Demographics — Trenton, NJ

As of the latest ACS Survey released in 2023, Trenton, NJ has a population of 23,500, which has increased by 11.9% over the past 5 years. Trenton, NJ is a moderately popular place for families, as children make up 18.6% of the population. The area has a highly educated workforce, with 45.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,50011.9%
% Under 18
18.6%9.4%
% Seniors
19.4%-2.0%
% WFH
13.6%231.7%
% w/ College Degree
45.6%37.3%
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As of the latest ACS Survey released in 2023, Trenton, NJ is a predominantly white area, with 66.9% of the population identifying as white. The white population has shrunk by 9.1% in the last 5 years. The second most common race or ethnicity in Trenton, NJ is hispanic, making up 14.3% of the population. Foreign-born residents account for 13.9% of the population in Trenton, NJ, and this percentage has increased by 2.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
66.9%-9.1%
% Black
9.6%14.3%
% Hispanic
14.3%38.8%
% Asian
6.1%0.0%
% Foreign Born
13.9%2.2%
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Mortgage and Risk — Trenton, NJ

According to HUD data as of 2023, there were 273 mortgage originations in Trenton, NJ, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Trenton, NJ. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
273
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Trenton, NJ

As of 2024, the percent of homes in Trenton, NJ under the Section 8 program is 12.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Trenton, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
364
Total Units Section 8
364
% Rentals under Section 8
12.5%
% Occupied Section 8
94.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$170$1,870$1,700
2 Bedroom-$150$2,300$2,150
3 Bedroom-$860$3,450$2,590
4 Bedroom-$390$3,300$2,910

Affordability — Trenton, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$427,000
Median Household Income$105,000

Trenton, NJ — ZIP Code Boundary Map

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Frequently Asked Questions