Lakewood, NJ08701

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$563,000
5.6% YoY Growth
Median Household Income
$62,800
29.9% 5-Year Growth
Days on Market
49
4.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$1,940
14.3% YoY Growth
1-Bed Rent
$1,600
7.8% YoY Growth
2-Bed Rent
$2,000
9.0% YoY Growth
3-Bed Rent
$2,700
14.9% YoY Growth

Property Listings — Lakewood, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Lakewood, NJ is 49. This is a increase of 4.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$377,000-22.0%
Listing Count
257-6.0%
Listings as % of Homes0.9%-6.0%
Days on Market
494.0%
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Demographics — Lakewood, NJ

As of the latest ACS Survey released in 2023, Lakewood, NJ has a population of 137,000, which has increased by 35.7% over the past 5 years. Lakewood, NJ is a popular place for families, as children make up 49.7% of the population. The area has a moderately educated workforce, with 32.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
137,00035.7%
% Under 18
49.7%4.0%
% Seniors
9.6%-5.0%
% WFH
12.8%42.2%
% w/ College Degree
32.7%9.0%
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As of the latest ACS Survey released in 2023, Lakewood, NJ is a predominantly white area, with 84.0% of the population identifying as white. The white population has grown by 3.4% in the last 5 years. The second most common race or ethnicity in Lakewood, NJ is hispanic, making up 11.1% of the population. Foreign-born residents account for 8.4% of the population in Lakewood, NJ, and this percentage has decreased by 31.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.0%3.4%
% Black
2.0%-42.9%
% Hispanic
11.1%-21.3%
% Asian
0.8%-20.0%
% Foreign Born
8.4%-31.1%
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Mortgage and Risk — Lakewood, NJ

According to HUD data as of 2023, there were 929 mortgage originations in Lakewood, NJ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Lakewood, NJ. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
929
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Lakewood, NJ

As of 2024, the percent of homes in Lakewood, NJ under the Section 8 program is 17.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Lakewood, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
2,700
Total Units Section 8
2,680
% Rentals under Section 8
17.6%
% Occupied Section 8
97.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$220$1,600$1,380
2 Bedroom-$300$2,000$1,700
3 Bedroom-$440$2,700$2,260
4 Bedroom-$180$2,700$2,520

Affordability — Lakewood, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio7
Median Home Price$563,000
Median Household Income$62,800

Lakewood, NJ — ZIP Code Boundary Map

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Frequently Asked Questions