Whiting, NJ08733

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$364,000
1.3% YoY Growth
Median Household Income
$80,800
32.1% 5-Year Growth
Days on Market
59
12.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
$2,300
15.9% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,700
N/A
3-Bed Rent
$2,600
6.1% YoY Growth

Property Listings — Whiting, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Whiting, NJ is 59. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$370,00020.0%
Listing Count
10186.0%
Listings as % of Homes0.9%186.0%
Days on Market
59-12.0%
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Demographics — Whiting, NJ

As of the latest ACS Survey released in 2023, Whiting, NJ has a population of 2,860, which has increased by 5.6% over the past 5 years. Whiting, NJ is a moderately popular place for families, as children make up 22.4% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
2,8605.6%
% Under 18
22.4%-15.8%
% Seniors
16.4%82.2%
% WFH
6.6%-32.7%
% w/ College Degree
18.3%1.1%
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As of the latest ACS Survey released in 2023, Whiting, NJ is a predominantly white area, with 65.4% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Whiting, NJ is hispanic, making up 16.3% of the population. Foreign-born residents account for 8.2% of the population in Whiting, NJ, and this percentage has decreased by 28.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
65.4%-12.0%
% Black
8.9%32.8%
% Hispanic
16.3%9.4%
% Asian
4.6%-13.2%
% Foreign Born
8.2%-28.7%
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Mortgage and Risk — Whiting, NJ

According to HUD data as of 2023, there were 51 mortgage originations in Whiting, NJ, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Whiting, NJ. Investor activity is low, as 4.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
51
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
4.0%
% Second Loans
0.0%
% Cash Out Refinance
20.0%

Loan Activity

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Rentals and Section 8 — Whiting, NJ

Whiting, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
16
Total Units Section 8
16
% Rentals under Section 8
3.2%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,480
2 Bedroom$120$1,700$1,820
3 Bedroom-$180$2,600$2,420
4 Bedroom-$100$2,800$2,700

Affordability — Whiting, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$364,000
Median Household Income$80,800

Whiting, NJ — ZIP Code Boundary Map

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Frequently Asked Questions