Sea Girt, NJ—08750
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sea Girt, NJ
As of Oct '25, the median home price in Sea Girt, NJ is $2,265,000, with a year-over-year change of 4.1%. This indicates that home prices in Sea Girt, NJ are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $2,265,000 | 4.1% |
| Single Family | $2,528,000 | 5.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $747,000 | 1.6% |
3 Bed | $1,222,000 | 3.6% |
4 Bed | $2,466,000 | 5.9% |
| 5 Bed | $4,140,000 | 3.3% |
% of Housing Stock
Rental Trends — Sea Girt, NJ
As of July '25, Rentcast reports the average rent in Sea Girt, NJ is $4,640, with a year-over-year rent change of -2.9%. Per bedroom, the median rent as of July '25 in Sea Girt, NJ is 1-bedrooms: $2,000, 2-bedrooms: $2,850, 3-bedrooms: $3,660, 4-bedrooms: $4,720. The most common rental property sizes in Sea Girt, NJ are 4-bedroom and 1-bedroom, accounting for 42.6% and 23.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,000 |
| 2 Bed Rent | $2,850 | $2,850 |
| 3 Bed Rent | $3,400 | $3,660 |
| 4 Bed Rent | $4,000 | $4,720 |
% of Rental Stock
Property Listings — Sea Girt, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Sea Girt, NJ is 48. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $3,500,000 | 8.0% |
Listing Count | 20 | -7.0% |
| Listings as % of Homes | 0.7% | -7.0% |
Days on Market | 48 | 10.0% |
Demographics — Sea Girt, NJ
As of the latest ACS Survey released in 2023, Sea Girt, NJ has a population of 3,620, which has increased by 16.3% over the past 5 years. Sea Girt, NJ is a less popular place for families, as children make up 14.1% of the population. The area has a highly educated workforce, with 71.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 20.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,620 | 16.3% |
% Under 18 | 14.1% | -17.1% |
% Seniors | 31.4% | -4.8% |
% WFH | 20.9% | 182.4% |
% w/ College Degree | 71.0% | 7.7% |
As of the latest ACS Survey released in 2023, Sea Girt, NJ is a predominantly white area, with 91.1% of the population identifying as white. The white population has shrunk by 6.0% in the last 5 years. The second most common race or ethnicity in Sea Girt, NJ is hispanic, making up 4.2% of the population. Foreign-born residents account for 2.2% of the population in Sea Girt, NJ, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.1% | -6.0% |
% Black | 2.4% | 2,300.0% |
% Hispanic | 4.2% | 366.7% |
% Asian | 0.8% | ∞% |
% Foreign Born | 2.2% | -33.3% |
Mortgage and Risk — Sea Girt, NJ
According to HUD data as of 2023, there were 32 mortgage originations in Sea Girt, NJ, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 40.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Sea Girt, NJ. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 28.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Sea Girt, NJ
Sea Girt, NJ lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$410 | $2,000 | $1,590 |
| 2 Bedroom | -$890 | $2,850 | $1,960 |
| 3 Bedroom | -$780 | $3,400 | $2,620 |
| 4 Bedroom | -$1,090 | $4,000 | $2,910 |
Affordability — Sea Girt, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 12.3 |
| Median Home Price | $2,265,000 |
| Median Household Income | $150,000 |