Bridgewater Township, NJ08807

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$716,000
1.8% YoY Growth
Median Household Income
$166,000
32.0% 5-Year Growth
Days on Market
36
41.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,850
1.9% YoY Growth
1-Bed Rent
$1,850
10.4% YoY Growth
2-Bed Rent
$2,700
5.1% YoY Growth
3-Bed Rent
$3,350
0.6% YoY Growth

Other Zip Codes in Bridgewater Township, NJ

Property Listings — Bridgewater Township, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Bridgewater Township, NJ is 36. This is a increase of 41.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$650,000-7.0%
Listing Count
10821.0%
Listings as % of Homes0.5%21.0%
Days on Market
3641.0%
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Demographics — Bridgewater Township, NJ

As of the latest ACS Survey released in 2023, Bridgewater Township, NJ has a population of 38,400, which has remained stable by -0.8% over the past 5 years. Bridgewater Township, NJ is a moderately popular place for families, as children make up 22.4% of the population. The area has a highly educated workforce, with 61.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
38,400-0.8%
% Under 18
22.4%-2.6%
% Seniors
18.3%15.8%
% WFH
24.7%375.0%
% w/ College Degree
61.0%6.5%
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As of the latest ACS Survey released in 2023, Bridgewater Township, NJ is a predominantly white area, with 55.3% of the population identifying as white. The white population has shrunk by 11.8% in the last 5 years. The second most common race or ethnicity in Bridgewater Township, NJ is asian, making up 26.5% of the population. Foreign-born residents account for 28.3% of the population in Bridgewater Township, NJ, and this percentage has increased by 6.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
55.3%-11.8%
% Black
3.4%30.8%
% Hispanic
11.3%10.8%
% Asian
26.5%11.3%
% Foreign Born
28.3%6.0%
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Mortgage and Risk — Bridgewater Township, NJ

According to HUD data as of 2023, there were 605 mortgage originations in Bridgewater Township, NJ, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Bridgewater Township, NJ. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
605
% Conventional Loans
93.0%
% Government Loans
7.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Bridgewater Township, NJ

As of 2024, the percent of homes in Bridgewater Township, NJ under the Section 8 program is 8.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Bridgewater Township, NJ, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
216
Total Units Section 8
204
% Rentals under Section 8
8.9%
% Occupied Section 8
100.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$30$1,850$1,880
2 Bedroom-$340$2,700$2,360
3 Bedroom-$510$3,350$2,840
4 Bedroom-$1,470$4,600$3,130

Affordability — Bridgewater Township, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$716,000
Median Household Income$166,000

Bridgewater Township, NJ — ZIP Code Boundary Map

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Frequently Asked Questions