Hillsborough Township, NJ08844

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$672,000
1.1% YoY Growth
Median Household Income
$154,000
22.3% 5-Year Growth
Days on Market
26
19.0% Shorter than last year
Home Price Forecast
1.2%
Median Rent
$2,750
6.6% YoY Growth
1-Bed Rent
$2,180
6.9% YoY Growth
2-Bed Rent
$2,800
4.1% YoY Growth
3-Bed Rent
$3,500
8.3% YoY Growth

Property Listings — Hillsborough Township, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Hillsborough Township, NJ is 26. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 10.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$600,000-17.0%
Listing Count
1034.0%
Listings as % of Homes0.3%4.0%
Days on Market
26-19.0%
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Demographics — Hillsborough Township, NJ

As of the latest ACS Survey released in 2023, Hillsborough Township, NJ has a population of 43,700, which has increased by 10.6% over the past 5 years. Hillsborough Township, NJ is a moderately popular place for families, as children make up 21.5% of the population. The area has a highly educated workforce, with 61.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
43,70010.6%
% Under 18
21.5%-8.1%
% Seniors
14.8%15.6%
% WFH
22.5%246.2%
% w/ College Degree
61.6%4.1%
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As of the latest ACS Survey released in 2023, Hillsborough Township, NJ is a predominantly white area, with 60.8% of the population identifying as white. The white population has shrunk by 10.5% in the last 5 years. The second most common race or ethnicity in Hillsborough Township, NJ is asian, making up 21.3% of the population. Foreign-born residents account for 21.6% of the population in Hillsborough Township, NJ, and this percentage has increased by 9.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
60.8%-10.5%
% Black
3.3%-40.0%
% Hispanic
10.9%58.0%
% Asian
21.3%22.4%
% Foreign Born
21.6%9.6%
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Mortgage and Risk — Hillsborough Township, NJ

According to HUD data as of 2023, there were 656 mortgage originations in Hillsborough Township, NJ, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Hillsborough Township, NJ. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
656
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Hillsborough Township, NJ

As of 2024, the percent of homes in Hillsborough Township, NJ under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hillsborough Township, NJ, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
98
Total Units Section 8
95
% Rentals under Section 8
2.4%
% Occupied Section 8
99.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$130$2,180$2,050
2 Bedroom-$220$2,800$2,580
3 Bedroom-$390$3,500$3,110
4 Bedroom-$1,380$4,800$3,420

Affordability — Hillsborough Township, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.6
Median Home Price$672,000
Median Household Income$154,000

Hillsborough Township, NJ — ZIP Code Boundary Map

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Frequently Asked Questions