Monmouth Junction, NJ08852

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$687,000
5.5% YoY Growth
Median Household Income
$122,000
15.3% 5-Year Growth
Days on Market
44
9.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,500
3.4% YoY Growth
1-Bed Rent
$2,000
3.6% YoY Growth
2-Bed Rent
$2,400
2.4% YoY Growth
3-Bed Rent
$2,900
2.2% YoY Growth

Property Listings — Monmouth Junction, NJ

As of Oct '25, Realtor.com reports that the median days on market for a home in Monmouth Junction, NJ is 44. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$675,00010.0%
Listing Count
484.0%
Listings as % of Homes0.2%4.0%
Days on Market
449.0%
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Demographics — Monmouth Junction, NJ

As of the latest ACS Survey released in 2023, Monmouth Junction, NJ has a population of 17,300, which has decreased by -4.0% over the past 5 years. Monmouth Junction, NJ is a moderately popular place for families, as children make up 22.1% of the population. The area has a highly educated workforce, with 64.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 23.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
17,300-4.0%
% Under 18
22.1%-14.7%
% Seniors
12.9%34.4%
% WFH
23.9%408.5%
% w/ College Degree
64.5%-8.1%
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As of the latest ACS Survey released in 2023, Monmouth Junction, NJ is a predominantly asian area, with 50.6% of the population identifying as asian. The asian population has grown by 7.9% in the last 5 years. The second most common race or ethnicity in Monmouth Junction, NJ is white, making up 29.8% of the population. Foreign-born residents account for 45.8% of the population in Monmouth Junction, NJ, and this percentage has increased by 7.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
29.8%-16.3%
% Black
7.5%-27.2%
% Hispanic
10.0%143.9%
% Asian
50.6%7.9%
% Foreign Born
45.8%7.5%
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Mortgage and Risk — Monmouth Junction, NJ

According to HUD data as of 2023, there were 181 mortgage originations in Monmouth Junction, NJ, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Monmouth Junction, NJ. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
181
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Monmouth Junction, NJ

Monmouth Junction, NJ lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
154
Total Units Section 8
65
% Rentals under Section 8
2.8%
% Occupied Section 8
96.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$190$2,000$1,810
2 Bedroom-$120$2,400$2,280
3 Bedroom-$150$2,900$2,750
4 BedroomN/AN/A$3,020

Affordability — Monmouth Junction, NJ

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$687,000
Median Household Income$122,000

Monmouth Junction, NJ — ZIP Code Boundary Map

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Frequently Asked Questions