Stewartsville, NJ—08886
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stewartsville, NJ
As of Oct '25, the median home price in Stewartsville, NJ is $495,000, with a year-over-year change of 4.4%. This indicates that home prices in Stewartsville, NJ are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $495,000 | 4.4% |
| Single Family | $531,000 | 4.7% |
| Condos | $280,000 | 3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $296,000 | 2.4% |
3 Bed | $417,000 | 4.2% |
4 Bed | $625,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stewartsville, NJ
As of July '25, Rentcast reports the average rent in Stewartsville, NJ is $2,360, with a year-over-year rent change of -13.2%. Per bedroom, the median rent as of July '25 in Stewartsville, NJ is 1-bedrooms: $1,650, 2-bedrooms: $1,890, 3-bedrooms: $2,600, 4-bedrooms: $4,000. The most common rental property sizes in Stewartsville, NJ are 2-bedroom and 4-bedroom, accounting for 46.6% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,150 | $2,360 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,650 | $1,650 |
| 2 Bed Rent | $2,150 | $1,890 |
| 3 Bed Rent | $2,000 | $2,600 |
| 4 Bed Rent | $4,000 | $4,000 |
% of Rental Stock
Property Listings — Stewartsville, NJ
As of Oct '25, Realtor.com reports that the median days on market for a home in Stewartsville, NJ is 51. This is a increase of 33.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $513,000 | -11.0% |
Listing Count | 27 | 4.0% |
| Listings as % of Homes | 0.8% | 4.0% |
Days on Market | 51 | 33.0% |
Demographics — Stewartsville, NJ
As of the latest ACS Survey released in 2023, Stewartsville, NJ has a population of 6,490, which has decreased by -10.9% over the past 5 years. Stewartsville, NJ is a popular place for families, as children make up 25.7% of the population. The area has a highly educated workforce, with 50.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,490 | -10.9% |
% Under 18 | 25.7% | 0.4% |
% Seniors | 13.5% | 39.2% |
% WFH | 15.1% | 214.6% |
% w/ College Degree | 50.7% | 10.2% |
As of the latest ACS Survey released in 2023, Stewartsville, NJ is a predominantly white area, with 72.2% of the population identifying as white. The white population has shrunk by 10.6% in the last 5 years. The second most common race or ethnicity in Stewartsville, NJ is hispanic, making up 9.6% of the population. Foreign-born residents account for 11.0% of the population in Stewartsville, NJ, and this percentage has increased by 22.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.2% | -10.6% |
% Black | 6.7% | 8.1% |
% Hispanic | 9.6% | 71.4% |
% Asian | 8.6% | 100.0% |
% Foreign Born | 11.0% | 22.2% |
Mortgage and Risk — Stewartsville, NJ
According to HUD data as of 2023, there were 117 mortgage originations in Stewartsville, NJ, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Stewartsville, NJ. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 117 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Stewartsville, NJ
As of 2024, the percent of homes in Stewartsville, NJ under the Section 8 program is 9.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stewartsville, NJ, because HUD payments exceed market rent, while 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | 9.6% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $1,650 | $1,830 |
| 2 Bedroom | $70 | $2,150 | $2,220 |
| 3 Bedroom | $840 | $2,000 | $2,840 |
| 4 Bedroom | -$680 | $4,000 | $3,320 |
Affordability — Stewartsville, NJ
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $495,000 |
| Median Household Income | $158,000 |