Chappaqua, NY 10514 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Chappaqua, NY—10514

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$1,515,000

10.0% YoY Growth

Household Income

$250,000

0.0% YoY Growth

Days on Market

7.0% Longer YoY

Home Price Forecast

2.2%

Median Rent

$5,000

15.0% YoY Growth

1-Bed Rent

$3,100

5.8% YoY Growth

2-Bed Rent

$4,800

1.3% YoY Growth

3-Bed Rent

$6,000

17.8% YoY Growth

Home Price Trends — Chappaqua, NY

As of May '26, the median home price in Chappaqua, NY is $1,515,000, with a year-over-year change of 10.0%. This indicates that home prices in Chappaqua, NY are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$1,515,000	10.0%
Single Family	$1,545,000	10.2%
Condos	$763,000	4.1%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Chappaqua, NY

As of July '25, Rentcast reports the average rent in Chappaqua, NY is $5,070, with a year-over-year rent change of 15.0%. Per bedroom, the median rent as of July '25 in Chappaqua, NY is 1-bedrooms: $3,100, 2-bedrooms: $4,600, 3-bedrooms: $5,860, 4-bedrooms: $7,830. The most common rental property sizes in Chappaqua, NY are 2-bedroom and 1-bedroom, accounting for 62.5% and 23.4% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$5,000	$5,070
Studio Rent	N/A	N/A
1 Bed Rent	$3,100	$3,100
2 Bed Rent	$4,800	$4,600
3 Bed Rent	$6,000	$5,860
4 Bed Rent	$8,000	$7,830

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% of Rental Stock

1 Bedroom

23.4%

2 Bedrooms

62.5%

3 Bedrooms

6.2%

4 Bedrooms

5.0%

5+ Bedrooms

2.9%

Property Listings — Chappaqua, NY

As of May '26, Realtor.com reports that the median days on market for a home in Chappaqua, NY is 28. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$1,890,000	5.0%
Listing Count	20	-75.0%
Listings as % of Homes	0.4%	-75.0%
Days on Market	28	7.0%

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Demographics — Chappaqua, NY

As of the latest ACS Survey released in 2023, Chappaqua, NY has a population of 12,200, which has decreased by -1.3% over the past 5 years. Chappaqua, NY is a popular place for families, as children make up 29.8% of the population. The area has a highly educated workforce, with 82.9% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 33.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,200	-1.3%
% Under 18	29.8%	0.0%
% Seniors	14.8%	21.3%
% WFH	33.4%	438.7%
% w/ College Degree	82.9%	-6.4%

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As of the latest ACS Survey released in 2023, Chappaqua, NY is a predominantly white area, with 69.3% of the population identifying as white. The white population has shrunk by 17.7% in the last 5 years. The second most common race or ethnicity in Chappaqua, NY is asian, making up 12.7% of the population. Foreign-born residents account for 14.6% of the population in Chappaqua, NY, and this percentage has increased by 4.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	69.3%	-17.7%
% Black	4.0%	110.5%
% Hispanic	8.6%	330.0%
% Asian	12.7%	22.1%
% Foreign Born	14.6%	4.3%

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Mortgage and Risk — Chappaqua, NY

According to HUD data as of 2023, there were 273 mortgage originations in Chappaqua, NY, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 3.0% above 90% LTV (normal). This implies small mortgage risk in Chappaqua, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	273
% Conventional Loans	98.0%
% Government Loans	2.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	9.0%

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Rentals and Section 8 — Chappaqua, NY

As of 2024, the percent of homes in Chappaqua, NY under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Chappaqua, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	25
Total Units Section 8	14
% Rentals under Section 8	2.5%
% Occupied Section 8	87.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$490	$3,100	$3,590
2 Bedroom	-$820	$4,800	$3,980
3 Bedroom	-$1,040	$6,000	$4,960
4 Bedroom	-$2,650	$8,000	$5,350

Chappaqua, NY—10514

Key Metrics at a Glance

Home Price Trends — Chappaqua, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Chappaqua, NY

% of Rental Stock

Property Listings — Chappaqua, NY

Demographics — Chappaqua, NY

Race and Ethnicity

Mortgage and Risk — Chappaqua, NY

Mortgages

Rentals and Section 8 — Chappaqua, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Chappaqua, NY

Home Price to Income Ratio

Chappaqua, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Millwood, NY

Pleasantville, NY

Mount Kisco, NY

Thornwood, NY

Ossining, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.8
Median Home Price	$1,515,000
Median Household Income	$250,000

Chappaqua, NY—10514

Key Metrics at a Glance

Home Price Trends — Chappaqua, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Chappaqua, NY

% of Rental Stock

Property Listings — Chappaqua, NY

Demographics — Chappaqua, NY

Race and Ethnicity

Mortgage and Risk — Chappaqua, NY

Mortgages

Rentals and Section 8 — Chappaqua, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Chappaqua, NY

Home Price to Income Ratio

Chappaqua, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Millwood, NY

Pleasantville, NY

Mount Kisco, NY

Thornwood, NY

Ossining, NY

Frequently Asked Questions

What is the average home price in Chappaqua, NY 10514?

How have home prices in Chappaqua, NY 10514 changed over the past year?

What is the home price projection for Chappaqua, NY 10514?

What are the demographics of Chappaqua, NY 10514?

How long does it take homes to sell in Chappaqua, NY 10514?

What is the average rent price in Chappaqua, NY 10514?