Croton-on-Hudson, NY—10520
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Croton-on-Hudson, NY
As of Oct '25, the median home price in Croton-on-Hudson, NY is $778,000, with a year-over-year change of 2.5%. This indicates that home prices in Croton-on-Hudson, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $778,000 | 2.5% |
| Single Family | $796,000 | 1.1% |
| Condos | $295,000 | 1.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $616,000 | 4.2% |
3 Bed | $797,000 | 2.2% |
4 Bed | $1,011,000 | 1.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Croton-on-Hudson, NY
As of July '25, Rentcast reports the average rent in Croton-on-Hudson, NY is $4,820, with a year-over-year rent change of 12.6%. Per bedroom, the median rent as of July '25 in Croton-on-Hudson, NY is 1-bedrooms: $2,100, 2-bedrooms: $3,740, 3-bedrooms: $5,200, 4-bedrooms: $6,070. The most common rental property sizes in Croton-on-Hudson, NY are 1-bedroom and 2-bedroom, accounting for 40.6% and 28.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,900 | $4,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,100 | $2,100 |
| 2 Bed Rent | $4,000 | $3,740 |
| 3 Bed Rent | $4,900 | $5,200 |
| 4 Bed Rent | $5,700 | $6,070 |
% of Rental Stock
Property Listings — Croton-on-Hudson, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Croton-on-Hudson, NY is 74. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 8.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $691,000 | 23.0% |
Listing Count | 52 | 107.0% |
| Listings as % of Homes | 0.4% | 107.0% |
Days on Market | 74 | 15.0% |
Demographics — Croton-on-Hudson, NY
As of the latest ACS Survey released in 2023, Croton-on-Hudson, NY has a population of 12,200, which has decreased by -7.2% over the past 5 years. Croton-on-Hudson, NY is a moderately popular place for families, as children make up 19.2% of the population. The area has a highly educated workforce, with 63.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,200 | -7.2% |
% Under 18 | 19.2% | -21.0% |
% Seniors | 23.9% | 23.2% |
% WFH | 25.1% | 213.7% |
% w/ College Degree | 63.0% | 10.7% |
As of the latest ACS Survey released in 2023, Croton-on-Hudson, NY is a predominantly white area, with 77.5% of the population identifying as white. The white population has grown by 3.3% in the last 5 years. The second most common race or ethnicity in Croton-on-Hudson, NY is hispanic, making up 13.1% of the population. Foreign-born residents account for 13.9% of the population in Croton-on-Hudson, NY, and this percentage has decreased by 6.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 77.5% | 3.3% |
% Black | 4.3% | -12.2% |
% Hispanic | 13.1% | 7.4% |
% Asian | 3.2% | -37.3% |
% Foreign Born | 13.9% | -6.7% |
Mortgage and Risk — Croton-on-Hudson, NY
According to HUD data as of 2023, there were 117 mortgage originations in Croton-on-Hudson, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 56.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Croton-on-Hudson, NY. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 117 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Croton-on-Hudson, NY
As of 2024, the percent of homes in Croton-on-Hudson, NY under the Section 8 program is 6.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Croton-on-Hudson, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 103 |
Total Units Section 8 | 102 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $290 | $2,100 | $2,390 |
| 2 Bedroom | -$1,350 | $4,000 | $2,650 |
| 3 Bedroom | -$1,600 | $4,900 | $3,300 |
| 4 Bedroom | -$2,140 | $5,700 | $3,560 |
Affordability — Croton-on-Hudson, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $778,000 |
| Median Household Income | $140,000 |