Garrison, NY 10524 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Garrison, NY—10524

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$724,000

2.9% YoY Growth

Household Income

$126,000

2.6% YoY Growth

Days on Market

50.0% Shorter YoY

Home Price Forecast

1.6%

Median Rent

$4,000

2.8% YoY Growth

1-Bed Rent

$2,000

N/A

2-Bed Rent

$3,650

54.3% YoY Growth

3-Bed Rent

$7,500

9.1% YoY Growth

Home Price Trends — Garrison, NY

As of Dec '25, the median home price in Garrison, NY is $724,000, with a year-over-year change of 2.9%. This indicates that home prices in Garrison, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$724,000	2.9%
Single Family	$720,000	3.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Garrison, NY

As of July '25, Rentcast reports the average rent in Garrison, NY is $5,550, with a year-over-year rent change of 2.8%. Per bedroom, the median rent as of July '25 in Garrison, NY is 1-bedrooms: $2,000, 2-bedrooms: $3,550, 3-bedrooms: $7,580, 4-bedrooms: $9,000. The most common rental property sizes in Garrison, NY are 2-bedroom and 1-bedroom, accounting for 39.1% and 28.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$4,000	$5,550
Studio Rent	N/A	N/A
1 Bed Rent	$2,000	$2,000
2 Bed Rent	$3,650	$3,550
3 Bed Rent	$7,500	$7,580
4 Bed Rent	$9,000	$9,000

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% of Rental Stock

Studio

7.5%

1 Bedroom

28.8%

2 Bedrooms

39.1%

3 Bedrooms

15.3%

4 Bedrooms

2.1%

5+ Bedrooms

7.1%

Property Listings — Garrison, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Garrison, NY is 45. This is a decrease of -38.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$912,000	-26.0%
Listing Count	12	-38.0%
Listings as % of Homes	0.5%	-38.0%
Days on Market	54	-50.0%

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Demographics — Garrison, NY

As of the latest ACS Survey released in 2023, Garrison, NY has a population of 4,300, which has increased by 1.7% over the past 5 years. Garrison, NY is a moderately popular place for families, as children make up 18.1% of the population. The area has a highly educated workforce, with 52.6% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,300	1.7%
% Under 18	18.1%	5.2%
% Seniors	24.4%	27.7%
% WFH	25.4%	146.6%
% w/ College Degree	52.6%	-0.4%

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As of the latest ACS Survey released in 2023, Garrison, NY is a predominantly white area, with 84.5% of the population identifying as white. The white population has grown by 3.9% in the last 5 years. The second most common race or ethnicity in Garrison, NY is hispanic, making up 8.4% of the population. Foreign-born residents account for 6.0% of the population in Garrison, NY, and this percentage has decreased by 47.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	84.5%	3.9%
% Black	1.4%	-68.9%
% Hispanic	8.4%	13.5%
% Asian	1.0%	-72.2%
% Foreign Born	6.0%	-47.8%

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Mortgage and Risk — Garrison, NY

According to HUD data as of 2023, there were 44 mortgage originations in Garrison, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Garrison, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	44
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	0.0%
% Second Loans	2.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Garrison, NY

As of 2024, the percent of homes in Garrison, NY under the Section 8 program is 1.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Garrison, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	6
Total Units Section 8	6
% Rentals under Section 8	1.4%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$1,120	$2,000	$3,120
2 Bedroom	-$190	$3,650	$3,460
3 Bedroom	-$3,190	$7,500	$4,310
4 Bedroom	-$4,350	$9,000	$4,650

Garrison, NY—10524

Key Metrics at a Glance

Home Price Trends — Garrison, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Garrison, NY

% of Rental Stock

Property Listings — Garrison, NY

Demographics — Garrison, NY

Race and Ethnicity

Mortgage and Risk — Garrison, NY

Mortgages

Rentals and Section 8 — Garrison, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Garrison, NY

Home Price to Income Ratio

Garrison, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Lake Peekskill, NY

West Point, NY

Peekskill, NY

Highland Falls, NY

Cold Spring, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.9
Median Home Price	$724,000
Median Household Income	$126,000

Garrison, NY—10524

Key Metrics at a Glance

Home Price Trends — Garrison, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Garrison, NY

% of Rental Stock

Property Listings — Garrison, NY

Demographics — Garrison, NY

Race and Ethnicity

Mortgage and Risk — Garrison, NY

Mortgages

Rentals and Section 8 — Garrison, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Garrison, NY

Home Price to Income Ratio

Garrison, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Lake Peekskill, NY

West Point, NY

Peekskill, NY

Highland Falls, NY

Cold Spring, NY

Frequently Asked Questions

What is the average home price in Garrison, NY 10524?

How have home prices in Garrison, NY 10524 changed over the past year?

What is the home price projection for Garrison, NY 10524?

What are the demographics of Garrison, NY 10524?

How long does it take homes to sell in Garrison, NY 10524?

What is the average rent price in Garrison, NY 10524?