Mount Kisco, NY—10549
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Kisco, NY
As of Oct '25, the median home price in Mount Kisco, NY is $884,000, with a year-over-year change of 6.0%. This indicates that home prices in Mount Kisco, NY are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $884,000 | 6.0% |
| Single Family | $1,006,000 | 6.5% |
| Condos | $309,000 | 4.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $610,000 | 4.6% |
3 Bed | $816,000 | 6.2% |
4 Bed | $1,255,000 | 6.9% |
| 5 Bed | $2,031,000 | 7.9% |
% of Housing Stock
Rental Trends — Mount Kisco, NY
As of July '25, Rentcast reports the average rent in Mount Kisco, NY is $4,610, with a year-over-year rent change of 2.0%. Per bedroom, the median rent as of July '25 in Mount Kisco, NY is 1-bedrooms: $2,250, 2-bedrooms: $3,640, 3-bedrooms: $6,250, 4-bedrooms: $8,950. The most common rental property sizes in Mount Kisco, NY are 2-bedroom and 1-bedroom, accounting for 38.7% and 34.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $4,610 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,200 | $2,250 |
| 2 Bed Rent | $3,500 | $3,640 |
| 3 Bed Rent | $5,250 | $6,250 |
| 4 Bed Rent | $8,500 | $8,950 |
% of Rental Stock
Property Listings — Mount Kisco, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Kisco, NY is 35. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,230,000 | -24.0% |
Listing Count | 58 | 25.0% |
| Listings as % of Homes | 0.4% | 25.0% |
Days on Market | 35 | -20.0% |
Demographics — Mount Kisco, NY
As of the latest ACS Survey released in 2023, Mount Kisco, NY has a population of 15,900, which has decreased by -3.7% over the past 5 years. Mount Kisco, NY is a moderately popular place for families, as children make up 23.9% of the population. The area has a highly educated workforce, with 60.2% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,900 | -3.7% |
% Under 18 | 23.9% | 2.1% |
% Seniors | 17.3% | 2.4% |
% WFH | 25.1% | 364.8% |
% w/ College Degree | 60.2% | 6.4% |
As of the latest ACS Survey released in 2023, Mount Kisco, NY is a predominantly white area, with 60.2% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Mount Kisco, NY is hispanic, making up 31.0% of the population. Foreign-born residents account for 25.8% of the population in Mount Kisco, NY, and this percentage has decreased by 4.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.2% | -2.1% |
% Black | 5.6% | 27.3% |
% Hispanic | 31.0% | 11.1% |
% Asian | 2.8% | -47.2% |
% Foreign Born | 25.8% | -4.4% |
Mortgage and Risk — Mount Kisco, NY
According to HUD data as of 2023, there were 95 mortgage originations in Mount Kisco, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 9.0% above 90% LTV (normal). This implies small mortgage risk in Mount Kisco, NY. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 95 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Mount Kisco, NY
As of 2024, the percent of homes in Mount Kisco, NY under the Section 8 program is 22.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Mount Kisco, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 338 |
Total Units Section 8 | 338 |
% Rentals under Section 8 | 22.4% |
% Occupied Section 8 | 88.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $350 | $2,200 | $2,550 |
| 2 Bedroom | -$680 | $3,500 | $2,820 |
| 3 Bedroom | -$1,740 | $5,250 | $3,510 |
| 4 Bedroom | -$4,710 | $8,500 | $3,790 |
Affordability — Mount Kisco, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.1 |
| Median Home Price | $884,000 |
| Median Household Income | $122,000 |