Cortlandt Manor, NY10567

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$639,000
2.8% YoY Growth
Median Household Income
$152,000
20.0% 5-Year Growth
Days on Market
42
43.0% Longer than last year
Home Price Forecast
1.6%
Median Rent
$4,500
6.8% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$3,500
32.0% YoY Growth
3-Bed Rent
$3,100
25.3% YoY Growth

Property Listings — Cortlandt Manor, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Cortlandt Manor, NY is 42. This is a increase of 43.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$642,0001.0%
Listing Count
5759.0%
Listings as % of Homes0.3%59.0%
Days on Market
4243.0%
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Demographics — Cortlandt Manor, NY

As of the latest ACS Survey released in 2023, Cortlandt Manor, NY has a population of 20,300, which has decreased by -1.5% over the past 5 years. Cortlandt Manor, NY is a moderately popular place for families, as children make up 21.9% of the population. The area has a highly educated workforce, with 51.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
20,300-1.5%
% Under 18
21.9%-2.2%
% Seniors
17.6%12.1%
% WFH
18.3%210.2%
% w/ College Degree
51.4%2.0%
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As of the latest ACS Survey released in 2023, Cortlandt Manor, NY is a predominantly white area, with 64.7% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Cortlandt Manor, NY is hispanic, making up 19.8% of the population. Foreign-born residents account for 13.5% of the population in Cortlandt Manor, NY, and this percentage has decreased by 22.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
64.7%-2.4%
% Black
9.3%89.8%
% Hispanic
19.8%-15.4%
% Asian
3.6%28.6%
% Foreign Born
13.5%-22.4%
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Mortgage and Risk — Cortlandt Manor, NY

According to HUD data as of 2023, there were 304 mortgage originations in Cortlandt Manor, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Cortlandt Manor, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
304
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
1.0%
% Second Loans
1.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Cortlandt Manor, NY

Cortlandt Manor, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
85
Total Units Section 8
85
% Rentals under Section 8
17.8%
% Occupied Section 8
84.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$2,910
2 Bedroom-$280$3,500$3,220
3 Bedroom$910$3,100$4,010
4 Bedroom-$670$5,000$4,330

Affordability — Cortlandt Manor, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$639,000
Median Household Income$152,000

Cortlandt Manor, NY — ZIP Code Boundary Map

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Frequently Asked Questions