Scarsdale, NY10583

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,470,000
6.0% YoY Growth
Median Household Income
$250,000
24.2% 5-Year Growth
Days on Market
71
22.0% Longer than last year
Home Price Forecast
1.7%
Median Rent
$6,200
0.2% YoY Growth
1-Bed Rent
$3,300
4.2% YoY Growth
2-Bed Rent
$4,200
3.2% YoY Growth
3-Bed Rent
$6,500
14.5% YoY Growth

Property Listings — Scarsdale, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Scarsdale, NY is 71. This is a increase of 22.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 4.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,440,000-22.0%
Listing Count
15575.0%
Listings as % of Homes0.5%75.0%
Days on Market
7122.0%
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Demographics — Scarsdale, NY

As of the latest ACS Survey released in 2023, Scarsdale, NY has a population of 40,600, which has increased by 1.5% over the past 5 years. Scarsdale, NY is a popular place for families, as children make up 27.5% of the population. The area has a highly educated workforce, with 80.8% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 26.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
40,6001.5%
% Under 18
27.5%1.5%
% Seniors
17.3%-1.7%
% WFH
26.7%196.7%
% w/ College Degree
80.8%2.5%
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As of the latest ACS Survey released in 2023, Scarsdale, NY is a predominantly white area, with 63.2% of the population identifying as white. The white population has shrunk by 15.4% in the last 5 years. The second most common race or ethnicity in Scarsdale, NY is asian, making up 20.4% of the population. Foreign-born residents account for 25.4% of the population in Scarsdale, NY, and this percentage has increased by 19.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
63.2%-15.4%
% Black
2.8%75.0%
% Hispanic
8.3%50.9%
% Asian
20.4%37.8%
% Foreign Born
25.4%19.8%
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Mortgage and Risk — Scarsdale, NY

According to HUD data as of 2023, there were 621 mortgage originations in Scarsdale, NY, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Scarsdale, NY. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
621
% Conventional Loans
99.0%
% Government Loans
1.0%
% Investor Loans
0.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Scarsdale, NY

As of 2024, the percent of homes in Scarsdale, NY under the Section 8 program is 4.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Scarsdale, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
84
Total Units Section 8
84
% Rentals under Section 8
4.2%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$3,300$3,240
2 Bedroom-$610$4,200$3,590
3 Bedroom-$2,030$6,500$4,470
4 Bedroom-$2,670$7,500$4,830

Affordability — Scarsdale, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5
Median Home Price$1,470,000
Median Household Income$250,000

Scarsdale, NY — ZIP Code Boundary Map

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Frequently Asked Questions