Eastchester, NY—10709
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Eastchester, NY
As of Oct '25, the median home price in Eastchester, NY is $972,000, with a year-over-year change of 2.2%. This indicates that home prices in Eastchester, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $972,000 | 2.2% |
| Single Family | $1,022,000 | 1.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,019,000 | 4.4% |
4 Bed | $1,234,000 | 3.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Eastchester, NY
As of July '25, Rentcast reports the average rent in Eastchester, NY is $4,680, with a year-over-year rent change of -2.5%. Per bedroom, the median rent as of July '25 in Eastchester, NY is studios: $2,370, 1-bedrooms: $2,280, 2-bedrooms: $4,800, 3-bedrooms: $5,750, 4-bedrooms: $5,690. The most common rental property sizes in Eastchester, NY are 1-bedroom and 2-bedroom, accounting for 39.5% and 27.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,600 | $4,680 |
| Studio Rent | $2,400 | $2,370 |
| 1 Bed Rent | $2,150 | $2,280 |
| 2 Bed Rent | $4,600 | $4,800 |
| 3 Bed Rent | $5,000 | $5,750 |
| 4 Bed Rent | $5,400 | $5,690 |
% of Rental Stock
Property Listings — Eastchester, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Eastchester, NY is 47. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,210,000 | 54.0% |
Listing Count | 31 | 89.0% |
| Listings as % of Homes | 0.5% | 89.0% |
Days on Market | 47 | -22.0% |
Demographics — Eastchester, NY
As of the latest ACS Survey released in 2023, Eastchester, NY has a population of 10,300, which has increased by 6.3% over the past 5 years. Eastchester, NY is a popular place for families, as children make up 26.1% of the population. The area has a highly educated workforce, with 67.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 6.3% |
% Under 18 | 26.1% | 17.0% |
% Seniors | 19.6% | 11.4% |
% WFH | 19.6% | 553.3% |
% w/ College Degree | 67.6% | 20.9% |
As of the latest ACS Survey released in 2023, Eastchester, NY is a predominantly white area, with 80.8% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Eastchester, NY is asian, making up 8.6% of the population. Foreign-born residents account for 16.7% of the population in Eastchester, NY, and this percentage has increased by 18.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.8% | -4.6% |
% Black | 0.7% | -63.2% |
% Hispanic | 7.6% | 52.0% |
% Asian | 8.6% | 21.1% |
% Foreign Born | 16.7% | 18.4% |
Mortgage and Risk — Eastchester, NY
According to HUD data as of 2023, there were 170 mortgage originations in Eastchester, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 7.0% above 90% LTV (normal). This implies small mortgage risk in Eastchester, NY. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 170 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Eastchester, NY
As of 2024, the percent of homes in Eastchester, NY under the Section 8 program is 19.1%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Eastchester, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 156 |
Total Units Section 8 | 156 |
% Rentals under Section 8 | 19.1% |
% Occupied Section 8 | 96.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $630 | $2,150 | $2,780 |
| 2 Bedroom | -$1,520 | $4,600 | $3,080 |
| 3 Bedroom | -$1,160 | $5,000 | $3,840 |
| 4 Bedroom | -$1,260 | $5,400 | $4,140 |
Affordability — Eastchester, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $972,000 |
| Median Household Income | $175,000 |