Greenwood Lake, NY—10925
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Greenwood Lake, NY
Greenwood Lake, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $406,000 | 1.9% |
| Single Family | $407,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $274,000 | -2.5% |
2 Bed | $338,000 | 0.9% |
3 Bed | $441,000 | 1.8% |
4 Bed | $540,000 | 2.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Greenwood Lake, NY
As of July '25, Rentcast reports the average rent in Greenwood Lake, NY is $2,440, with a year-over-year rent change of 14.0%. Per bedroom, the median rent as of July '25 in Greenwood Lake, NY is 1-bedrooms: $1,920, 2-bedrooms: $2,210, 3-bedrooms: $2,800, 4-bedrooms: $2,950. The most common rental property sizes in Greenwood Lake, NY are 2-bedroom and 3-bedroom, accounting for 32.2% and 29.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,500 | $2,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $1,920 |
| 2 Bed Rent | $1,950 | $2,210 |
| 3 Bed Rent | $2,650 | $2,800 |
| 4 Bed Rent | $2,950 | $2,950 |
% of Rental Stock
Property Listings — Greenwood Lake, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Greenwood Lake, NY is 90. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $499,000 | 0.0% |
Listing Count | 43 | 37.0% |
| Listings as % of Homes | 1.1% | 37.0% |
Days on Market | 90 | 25.0% |
Demographics — Greenwood Lake, NY
As of the latest ACS Survey released in 2023, Greenwood Lake, NY has a population of 4,440, which has increased by 14.5% over the past 5 years. Greenwood Lake, NY is a moderately popular place for families, as children make up 15.2% of the population. The area has a moderately educated workforce, with 34.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,440 | 14.5% |
% Under 18 | 15.2% | -10.1% |
% Seniors | 20.1% | 22.6% |
% WFH | 21.7% | 152.3% |
% w/ College Degree | 34.8% | 37.5% |
As of the latest ACS Survey released in 2023, Greenwood Lake, NY is a predominantly white area, with 78.4% of the population identifying as white. The white population has grown by 2.3% in the last 5 years. The second most common race or ethnicity in Greenwood Lake, NY is hispanic, making up 14.6% of the population. Foreign-born residents account for 15.4% of the population in Greenwood Lake, NY, and this percentage has increased by 97.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 78.4% | 2.3% |
% Black | 1.0% | 0.0% |
% Hispanic | 14.6% | -20.2% |
% Asian | 3.7% | 516.7% |
% Foreign Born | 15.4% | 97.4% |
Mortgage and Risk — Greenwood Lake, NY
According to HUD data as of 2023, there were 119 mortgage originations in Greenwood Lake, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Greenwood Lake, NY. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 119 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 6.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Greenwood Lake, NY
As of 2024, the percent of homes in Greenwood Lake, NY under the Section 8 program is 1.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Greenwood Lake, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 1.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$620 | $2,000 | $1,380 |
| 2 Bedroom | -$180 | $1,950 | $1,770 |
| 3 Bedroom | -$390 | $2,650 | $2,260 |
| 4 Bedroom | -$510 | $2,950 | $2,440 |
Affordability — Greenwood Lake, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $406,000 |
| Median Household Income | $89,300 |