Highland Mills, NY—10930
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Highland Mills, NY
Highland Mills, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $531,000 | 4.2% |
| Single Family | $540,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $335,000 | 3.1% |
3 Bed | $469,000 | 4.9% |
4 Bed | $639,000 | 3.7% |
| 5 Bed | $731,000 | 3.2% |
% of Housing Stock
Rental Trends — Highland Mills, NY
As of July '25, Rentcast reports the average rent in Highland Mills, NY is $4,310, with a year-over-year rent change of 31.0%. Per bedroom, the median rent as of July '25 in Highland Mills, NY is 3-bedrooms: $3,400, 4-bedrooms: $4,620. The most common rental property sizes in Highland Mills, NY are 2-bedroom and studio, accounting for 50.6% and 24.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,200 | $4,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,400 | $3,400 |
| 4 Bed Rent | $4,700 | $4,620 |
% of Rental Stock
Property Listings — Highland Mills, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Highland Mills, NY is 73. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $592,000 | -4.0% |
Listing Count | 64 | 40.0% |
| Listings as % of Homes | 0.8% | 40.0% |
Days on Market | 73 | 36.0% |
Demographics — Highland Mills, NY
As of the latest ACS Survey released in 2023, Highland Mills, NY has a population of 10,300, which has increased by 15.0% over the past 5 years. Highland Mills, NY is a moderately popular place for families, as children make up 23.6% of the population. The area has a highly educated workforce, with 48.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,300 | 15.0% |
% Under 18 | 23.6% | -10.6% |
% Seniors | 12.7% | -16.4% |
% WFH | 11.1% | 109.4% |
% w/ College Degree | 48.1% | 5.3% |
As of the latest ACS Survey released in 2023, Highland Mills, NY is a predominantly white area, with 51.9% of the population identifying as white. The white population has shrunk by 24.8% in the last 5 years. The second most common race or ethnicity in Highland Mills, NY is hispanic, making up 26.8% of the population. Foreign-born residents account for 14.2% of the population in Highland Mills, NY, and this percentage has decreased by 3.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 51.9% | -24.8% |
% Black | 13.1% | 79.5% |
% Hispanic | 26.8% | 52.3% |
% Asian | 6.4% | 30.6% |
% Foreign Born | 14.2% | -3.4% |
Mortgage and Risk — Highland Mills, NY
According to HUD data as of 2023, there were 189 mortgage originations in Highland Mills, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Highland Mills, NY. Investor activity is low, as 3.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 189 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Highland Mills, NY
Highland Mills, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 20 |
Total Units Section 8 | 20 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,890 |
| 2 Bedroom | N/A | N/A | $2,420 |
| 3 Bedroom | -$310 | $3,400 | $3,090 |
| 4 Bedroom | -$1,360 | $4,700 | $3,340 |
Affordability — Highland Mills, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $531,000 |
| Median Household Income | $142,000 |