Monsey, NY—10952
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Monsey, NY
As of Oct '25, the median home price in Monsey, NY is $1,108,000, with a year-over-year change of 0.6%. This indicates that home prices in Monsey, NY are flat. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,108,000 | 0.6% |
| Single Family | $1,137,000 | 0.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $518,000 | 2.2% |
3 Bed | $923,000 | 0.1% |
4 Bed | $1,029,000 | -0.2% |
| 5 Bed | $1,367,000 | -0.1% |
% of Housing Stock
Rental Trends — Monsey, NY
As of July '25, Rentcast reports the average rent in Monsey, NY is $3,060, with a year-over-year rent change of -13.6%. Per bedroom, the median rent as of July '25 in Monsey, NY is 1-bedrooms: $1,840, 2-bedrooms: $3,000, 4-bedrooms: $4,180. The most common rental property sizes in Monsey, NY are 2-bedroom and 1-bedroom, accounting for 26.5% and 18.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,950 | $3,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,800 | $1,840 |
| 2 Bed Rent | $3,000 | $3,000 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,950 | $4,180 |
% of Rental Stock
Property Listings — Monsey, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Monsey, NY is 74. This is a increase of 38.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,140,000 | -10.0% |
Listing Count | 117 | 114.0% |
| Listings as % of Homes | 0.2% | 114.0% |
Days on Market | 74 | 38.0% |
Demographics — Monsey, NY
As of the latest ACS Survey released in 2023, Monsey, NY has a population of 47,200, which has increased by 12.8% over the past 5 years. Monsey, NY is a popular place for families, as children make up 45.9% of the population. The area has a moderately educated workforce, with 26.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 47,200 | 12.8% |
% Under 18 | 45.9% | -1.9% |
% Seniors | 9.6% | 15.7% |
% WFH | 13.4% | 61.4% |
% w/ College Degree | 26.4% | -7.0% |
As of the latest ACS Survey released in 2023, Monsey, NY is a predominantly white area, with 87.7% of the population identifying as white. The white population has shrunk by 3.2% in the last 5 years. The second most common race or ethnicity in Monsey, NY is black, making up 6.4% of the population. Foreign-born residents account for 12.0% of the population in Monsey, NY, and this percentage has decreased by 5.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 87.7% | -3.2% |
% Black | 6.4% | 60.0% |
% Hispanic | 3.6% | 5.9% |
% Asian | 0.9% | -43.8% |
% Foreign Born | 12.0% | -5.5% |
Mortgage and Risk — Monsey, NY
According to HUD data as of 2023, there were 321 mortgage originations in Monsey, NY, of which 99.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Monsey, NY. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 321 |
% Conventional Loans | 99.0% |
% Government Loans | 1.0% |
% Investor Loans | 3.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Monsey, NY
Monsey, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1,429 |
Total Units Section 8 | 1,429 |
% Rentals under Section 8 | 22.3% |
% Occupied Section 8 | 85.5% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $620 | $1,800 | $2,420 |
| 2 Bedroom | -$320 | $3,000 | $2,680 |
| 3 Bedroom | N/A | N/A | $3,340 |
| 4 Bedroom | -$350 | $3,950 | $3,600 |
Affordability — Monsey, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 13.1 |
| Median Home Price | $1,108,000 |
| Median Household Income | $70,700 |