Otisville, NY 10963 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Otisville, NY—10963

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$417,000

2.0% YoY Growth

Household Income

$79,300

6.7% YoY Growth

Days on Market

48

12.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$1,750

5.4% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$1,750

15.0% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Otisville, NY

Otisville, NY lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$417,000	2.0%
Single Family	$417,000	2.0%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Otisville, NY

As of July '25, Rentcast reports the average rent in Otisville, NY is $2,340, with a year-over-year rent change of 5.4%. Per bedroom, the median rent as of July '25 in Otisville, NY is 2-bedrooms: $1,920, 4-bedrooms: $3,600. The most common rental property sizes in Otisville, NY are 1-bedroom and 2-bedroom, accounting for 39.6% and 39.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,750	$2,340
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$1,750	$1,920
3 Bed Rent	N/A	N/A
4 Bed Rent	$3,600	$3,600

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% of Rental Stock

Studio

9.5%

1 Bedroom

39.6%

2 Bedrooms

39.1%

3 Bedrooms

10.3%

4 Bedrooms

1.6%

Property Listings — Otisville, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Otisville, NY is 39. This is a increase of 11.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$524,000	53.0%
Listing Count	17	71.0%
Listings as % of Homes	0.8%	71.0%
Days on Market	48	12.0%

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Demographics — Otisville, NY

As of the latest ACS Survey released in 2023, Otisville, NY has a population of 3,940, which has decreased by -7.9% over the past 5 years. Otisville, NY is a moderately popular place for families, as children make up 15.4% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,940	-7.9%
% Under 18	15.4%	-12.0%
% Seniors	17.9%	59.8%
% WFH	16.2%	422.6%
% w/ College Degree	16.9%	25.2%

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As of the latest ACS Survey released in 2023, Otisville, NY is a predominantly white area, with 53.8% of the population identifying as white. The white population has shrunk by 1.6% in the last 5 years. The second most common race or ethnicity in Otisville, NY is hispanic, making up 20.2% of the population. Foreign-born residents account for 14.9% of the population in Otisville, NY, and this percentage has increased by 41.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	53.8%	-1.6%
% Black	19.8%	12.5%
% Hispanic	20.2%	-16.5%
% Asian	3.8%	72.7%
% Foreign Born	14.9%	41.9%

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Mortgage and Risk — Otisville, NY

According to HUD data as of 2023, there were 101 mortgage originations in Otisville, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Otisville, NY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	101
% Conventional Loans	90.0%
% Government Loans	10.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Otisville, NY

Otisville, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	37
Total Units Section 8	37
% Rentals under Section 8	9.8%
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,280
2 Bedroom	-$100	$1,750	$1,650
3 Bedroom	N/A	N/A	$2,090
4 Bedroom	-$1,290	$3,600	$2,310

Otisville, NY—10963

Key Metrics at a Glance

Home Price Trends — Otisville, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Otisville, NY

% of Rental Stock

Property Listings — Otisville, NY

Demographics — Otisville, NY

Race and Ethnicity

Mortgage and Risk — Otisville, NY

Mortgages

Rentals and Section 8 — Otisville, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Otisville, NY

Home Price to Income Ratio

Otisville, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Westbrookville

Middletown, NY

Cuddebackville, NY

Slate Hill, NY

Johnson

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.6
Median Home Price	$417,000
Median Household Income	$79,300

Otisville, NY—10963

Key Metrics at a Glance

Home Price Trends — Otisville, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Otisville, NY

% of Rental Stock

Property Listings — Otisville, NY

Demographics — Otisville, NY

Race and Ethnicity

Mortgage and Risk — Otisville, NY

Mortgages

Rentals and Section 8 — Otisville, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Otisville, NY

Home Price to Income Ratio

Otisville, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Westbrookville

Middletown, NY

Cuddebackville, NY

Slate Hill, NY

Johnson

Frequently Asked Questions

What is the average home price in Otisville, NY 10963?

How have home prices in Otisville, NY 10963 changed over the past year?

What is the home price projection for Otisville, NY 10963?

What are the demographics of Otisville, NY 10963?

How long does it take homes to sell in Otisville, NY 10963?

What is the average rent price in Otisville, NY 10963?