Sparkill, NY—10976
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sparkill, NY
As of Oct '25, the median home price in Sparkill, NY is $715,000, with a year-over-year change of 3.2%. This indicates that home prices in Sparkill, NY are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $715,000 | 3.2% |
| Single Family | $715,000 | 3.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $667,000 | 4.5% |
4 Bed | $786,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sparkill, NY
As of July '25, Rentcast reports the average rent in Sparkill, NY is $3,700, with a year-over-year rent change of 6.6%. Per bedroom, the median rent as of July '25 in Sparkill, NY is 3-bedrooms: $3,700. The most common rental property sizes in Sparkill, NY are 1-bedroom and studio, accounting for 95.0% and 5.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,700 | $3,700 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,700 | $3,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Sparkill, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sparkill, NY is 25. This is a decrease of -71.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,840,000 | -18.0% |
Listing Count | 3 | 14.0% |
| Listings as % of Homes | 0.4% | 14.0% |
Days on Market | 25 | -71.0% |
Demographics — Sparkill, NY
As of the latest ACS Survey released in 2023, Sparkill, NY has a population of 2,220, which has decreased by -6.0% over the past 5 years. Sparkill, NY is a moderately popular place for families, as children make up 18.2% of the population. The area has a highly educated workforce, with 53.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 24.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,220 | -6.0% |
% Under 18 | 18.2% | 58.3% |
% Seniors | 22.2% | 1.8% |
% WFH | 24.5% | 152.6% |
% w/ College Degree | 53.6% | 23.5% |
As of the latest ACS Survey released in 2023, Sparkill, NY is a predominantly white area, with 63.7% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Sparkill, NY is black, making up 10.2% of the population. Foreign-born residents account for 15.0% of the population in Sparkill, NY, and this percentage has decreased by 26.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 63.7% | -4.8% |
% Black | 10.2% | 17.2% |
% Hispanic | 9.6% | -47.3% |
% Asian | 8.6% | 34.4% |
% Foreign Born | 15.0% | -26.5% |
Mortgage and Risk — Sparkill, NY
According to HUD data as of 2023, there were 28 mortgage originations in Sparkill, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Sparkill, NY. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Sparkill, NY
Sparkill, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 234 |
Total Units Section 8 | 209 |
% Rentals under Section 8 | 95.5% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $2,670 |
| 2 Bedroom | N/A | N/A | $2,960 |
| 3 Bedroom | -$20 | $3,700 | $3,680 |
| 4 Bedroom | N/A | N/A | $3,970 |
Affordability — Sparkill, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.4 |
| Median Home Price | $715,000 |
| Median Household Income | $96,000 |