Stony Point, NY 10980 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Stony Point, NY—10980

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$635,000

3.7% YoY Growth

Household Income

$125,000

18.9% YoY Growth

Days on Market

4.0% Longer YoY

Home Price Forecast

1.9%

Median Rent

$3,000

0.9% YoY Growth

1-Bed Rent

$1,950

9.9% YoY Growth

2-Bed Rent

$2,900

0.7% YoY Growth

3-Bed Rent

$3,200

3.6% YoY Growth

Home Price Trends — Stony Point, NY

As of Dec '25, the median home price in Stony Point, NY is $635,000, with a year-over-year change of 3.7%. This indicates that home prices in Stony Point, NY are increasing. According to Zillow, the 1-year price projection is 1.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$635,000	3.7%
Single Family	$636,000	3.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Stony Point, NY

As of July '25, Rentcast reports the average rent in Stony Point, NY is $3,530, with a year-over-year rent change of 0.9%. Per bedroom, the median rent as of July '25 in Stony Point, NY is studios: $1,250, 1-bedrooms: $2,110, 2-bedrooms: $2,940, 3-bedrooms: $3,450, 4-bedrooms: $4,730. The most common rental property sizes in Stony Point, NY are 1-bedroom and 3-bedroom, accounting for 35.8% and 32.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$3,000	$3,530
Studio Rent	$1,250	$1,250
1 Bed Rent	$1,950	$2,110
2 Bed Rent	$2,900	$2,940
3 Bed Rent	$3,200	$3,450
4 Bed Rent	$4,500	$4,730

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% of Rental Stock

Studio

6.1%

1 Bedroom

35.8%

2 Bedrooms

25.6%

3 Bedrooms

32.5%

Property Listings — Stony Point, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Stony Point, NY is 70. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$974,000	15.0%
Listing Count	33	16.0%
Listings as % of Homes	0.2%	16.0%
Days on Market	70	4.0%

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Demographics — Stony Point, NY

As of the latest ACS Survey released in 2023, Stony Point, NY has a population of 13,800, which has decreased by -1.1% over the past 5 years. Stony Point, NY is a moderately popular place for families, as children make up 21.2% of the population. The area has a moderately educated workforce, with 36.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	13,800	-1.1%
% Under 18	21.2%	7.6%
% Seniors	18.9%	1.6%
% WFH	7.4%	89.7%
% w/ College Degree	36.7%	4.3%

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As of the latest ACS Survey released in 2023, Stony Point, NY is a predominantly white area, with 57.6% of the population identifying as white. The white population has shrunk by 16.2% in the last 5 years. The second most common race or ethnicity in Stony Point, NY is hispanic, making up 22.4% of the population. Foreign-born residents account for 14.2% of the population in Stony Point, NY, and this percentage has increased by 31.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	57.6%	-16.2%
% Black	13.2%	17.9%
% Hispanic	22.4%	26.6%
% Asian	2.7%	12.5%
% Foreign Born	14.2%	31.5%

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Mortgage and Risk — Stony Point, NY

According to HUD data as of 2023, there were 226 mortgage originations in Stony Point, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Stony Point, NY. Investor activity is low, as 1.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	226
% Conventional Loans	89.0%
% Government Loans	11.0%
% Investor Loans	1.0%
% Second Loans	2.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Stony Point, NY

As of 2024, the percent of homes in Stony Point, NY under the Section 8 program is 14.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Stony Point, NY, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	96
Total Units Section 8	91
% Rentals under Section 8	14.8%
% Occupied Section 8	92.6%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$430	$1,950	$2,380
2 Bedroom	-$270	$2,900	$2,630
3 Bedroom	$80	$3,200	$3,280
4 Bedroom	-$960	$4,500	$3,540

Stony Point, NY—10980

Key Metrics at a Glance

Home Price Trends — Stony Point, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Stony Point, NY

% of Rental Stock

Property Listings — Stony Point, NY

Demographics — Stony Point, NY

Race and Ethnicity

Mortgage and Risk — Stony Point, NY

Mortgages

Rentals and Section 8 — Stony Point, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Stony Point, NY

Home Price to Income Ratio

Stony Point, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Thiells, NY

Pomona, NY

Garnerville, NY

Harriman, NY

Tomkins Cove, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	4.3
Median Home Price	$635,000
Median Household Income	$125,000

Stony Point, NY—10980

Key Metrics at a Glance

Home Price Trends — Stony Point, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Stony Point, NY

% of Rental Stock

Property Listings — Stony Point, NY

Demographics — Stony Point, NY

Race and Ethnicity

Mortgage and Risk — Stony Point, NY

Mortgages

Rentals and Section 8 — Stony Point, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Stony Point, NY

Home Price to Income Ratio

Stony Point, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Thiells, NY

Pomona, NY

Garnerville, NY

Harriman, NY

Tomkins Cove, NY

Frequently Asked Questions

What is the average home price in Stony Point, NY 10980?

How have home prices in Stony Point, NY 10980 changed over the past year?

What is the home price projection for Stony Point, NY 10980?

What are the demographics of Stony Point, NY 10980?

How long does it take homes to sell in Stony Point, NY 10980?

What is the average rent price in Stony Point, NY 10980?