Westtown, NY—10998
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Westtown, NY
Westtown, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $531,000 | 4.0% |
| Single Family | $531,000 | 3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $355,000 | -0.3% |
3 Bed | $479,000 | 3.7% |
4 Bed | $606,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Westtown, NY
As of July '25, Rentcast reports the average rent in Westtown, NY is $1,770, with a year-over-year rent change of -39.4%. Per bedroom, the median rent as of July '25 in Westtown, NY is 1-bedrooms: $1,600, 2-bedrooms: $2,100. The most common rental property sizes in Westtown, NY are 3-bedroom and 4-bedroom, accounting for 47.9% and 27.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,900 | $1,770 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,600 |
| 2 Bed Rent | $2,100 | $2,100 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Westtown, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Westtown, NY is 68. This is a decrease of -15.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 24.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $575,000 | -3.0% |
Listing Count | 17 | 21.0% |
| Listings as % of Homes | 0.8% | 21.0% |
Days on Market | 68 | -15.0% |
Demographics — Westtown, NY
As of the latest ACS Survey released in 2023, Westtown, NY has a population of 3,680, which has increased by 16.4% over the past 5 years. Westtown, NY is a popular place for families, as children make up 25.2% of the population. The area has a moderately educated workforce, with 40.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,680 | 16.4% |
% Under 18 | 25.2% | -3.4% |
% Seniors | 12.2% | -18.1% |
% WFH | 12.1% | 19.8% |
% w/ College Degree | 40.8% | 14.0% |
As of the latest ACS Survey released in 2023, Westtown, NY is a predominantly white area, with 76.0% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Westtown, NY is hispanic, making up 13.5% of the population. Foreign-born residents account for 4.7% of the population in Westtown, NY, and this percentage has decreased by 23.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.0% | -4.2% |
% Black | 4.1% | 46.4% |
% Hispanic | 13.5% | -19.2% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.7% | -23.0% |
Mortgage and Risk — Westtown, NY
According to HUD data as of 2023, there were 75 mortgage originations in Westtown, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 47.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Westtown, NY. Investor activity is low, as 3.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Westtown, NY
Westtown, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $160 | $1,300 | $1,460 |
| 2 Bedroom | -$230 | $2,100 | $1,870 |
| 3 Bedroom | N/A | N/A | $2,390 |
| 4 Bedroom | N/A | N/A | $2,580 |
Affordability — Westtown, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $531,000 |
| Median Household Income | $117,000 |