Bedford-Stuyvesant, New York, NY11221

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$1,044,000
3.7% YoY Growth
Median Household Income
$85,100
69.7% 5-Year Growth
Days on Market
55
18.0% Shorter than last year
Home Price Forecast
1.4%
Median Rent
$3,200
3.8% YoY Growth
1-Bed Rent
$2,900
1.1% YoY Growth
2-Bed Rent
$3,540
8.6% YoY Growth
3-Bed Rent
$3,780
2.1% YoY Growth

Other Zip Codes in Bedford-Stuyvesant, New York, NY

Property Listings — Bedford-Stuyvesant, New York, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Bedford-Stuyvesant, New York, NY is 55. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 5.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$895,000-7.0%
Listing Count
1187.0%
Listings as % of Homes0.3%7.0%
Days on Market
55-18.0%
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Demographics — Bedford-Stuyvesant, New York, NY

As of the latest ACS Survey released in 2023, Bedford-Stuyvesant, New York, NY has a population of 90,800, which has increased by 8.2% over the past 5 years. Bedford-Stuyvesant, New York, NY is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 42.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
90,8008.2%
% Under 18
17.0%-16.3%
% Seniors
10.3%0.0%
% WFH
18.4%291.5%
% w/ College Degree
42.0%34.2%
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As of the latest ACS Survey released in 2023, Bedford-Stuyvesant, New York, NY is a predominantly black area, with 40.6% of the population identifying as black. The black population has shrunk by 17.1% in the last 5 years. The second most common race or ethnicity in Bedford-Stuyvesant, New York, NY is hispanic, making up 31.8% of the population. Foreign-born residents account for 26.6% of the population in Bedford-Stuyvesant, New York, NY, and this percentage has increased by 12.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
20.3%23.0%
% Black
40.6%-17.1%
% Hispanic
31.8%-7.3%
% Asian
5.7%67.6%
% Foreign Born
26.6%12.7%
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Mortgage and Risk — Bedford-Stuyvesant, New York, NY

According to HUD data as of 2023, there were 269 mortgage originations in Bedford-Stuyvesant, New York, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Bedford-Stuyvesant, New York, NY. Investor activity is low, as 8.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
269
% Conventional Loans
94.0%
% Government Loans
6.0%
% Investor Loans
8.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Bedford-Stuyvesant, New York, NY

As of 2024, the percent of homes in Bedford-Stuyvesant, New York, NY under the Section 8 program is 11.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Bedford-Stuyvesant, New York, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
4,533
Total Units Section 8
3,128
% Rentals under Section 8
11.4%
% Occupied Section 8
86.9%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$330$2,900$2,570
2 Bedroom-$690$3,540$2,850
3 Bedroom-$230$3,780$3,550
4 Bedroom$2,550$1,280$3,830

Affordability — Bedford-Stuyvesant, New York, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio12
Median Home Price$1,044,000
Median Household Income$85,100

Bedford-Stuyvesant, New York, NY — ZIP Code Boundary Map

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Frequently Asked Questions