Sea Cliff, NY—11579
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sea Cliff, NY
As of Oct '25, the median home price in Sea Cliff, NY is $1,065,000, with a year-over-year change of 6.0%. This indicates that home prices in Sea Cliff, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,065,000 | 6.0% |
| Single Family | $1,067,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $1,066,000 | 5.8% |
4 Bed | $1,335,000 | 6.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sea Cliff, NY
As of July '25, Rentcast reports the average rent in Sea Cliff, NY is $4,720, with a year-over-year rent change of 18.3%. Per bedroom, the median rent as of July '25 in Sea Cliff, NY is 1-bedrooms: $3,080, 2-bedrooms: $4,120, 3-bedrooms: $5,670, 4-bedrooms: $7,170. The most common rental property sizes in Sea Cliff, NY are 1-bedroom and 2-bedroom, accounting for 34.0% and 30.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,150 | $4,720 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,680 | $3,080 |
| 2 Bed Rent | $4,150 | $4,120 |
| 3 Bed Rent | $6,250 | $5,670 |
| 4 Bed Rent | $7,000 | $7,170 |
% of Rental Stock
Property Listings — Sea Cliff, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sea Cliff, NY is 42. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $943,000 | -1.0% |
Listing Count | 26 | 30.0% |
| Listings as % of Homes | 0.4% | 30.0% |
Days on Market | 42 | 40.0% |
Demographics — Sea Cliff, NY
As of the latest ACS Survey released in 2023, Sea Cliff, NY has a population of 5,040, which has decreased by -3.3% over the past 5 years. Sea Cliff, NY is a popular place for families, as children make up 27.2% of the population. The area has a highly educated workforce, with 62.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,040 | -3.3% |
% Under 18 | 27.2% | 38.1% |
% Seniors | 19.0% | -1.0% |
% WFH | 21.6% | 176.9% |
% w/ College Degree | 62.5% | 0.0% |
As of the latest ACS Survey released in 2023, Sea Cliff, NY is a predominantly white area, with 86.9% of the population identifying as white. The white population has shrunk by 0.6% in the last 5 years. The second most common race or ethnicity in Sea Cliff, NY is hispanic, making up 7.1% of the population. Foreign-born residents account for 10.0% of the population in Sea Cliff, NY, and this percentage has decreased by 16.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.9% | -0.6% |
% Black | 0.6% | -57.1% |
% Hispanic | 7.1% | -21.1% |
% Asian | 1.4% | 366.7% |
% Foreign Born | 10.0% | -16.0% |
Mortgage and Risk — Sea Cliff, NY
According to HUD data as of 2023, there were 60 mortgage originations in Sea Cliff, NY, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 46.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Sea Cliff, NY. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Sea Cliff, NY
As of 2024, the percent of homes in Sea Cliff, NY under the Section 8 program is 4.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Sea Cliff, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 4.1% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$150 | $2,680 | $2,530 |
| 2 Bedroom | -$1,230 | $4,150 | $2,920 |
| 3 Bedroom | -$2,460 | $6,250 | $3,790 |
| 4 Bedroom | -$2,940 | $7,000 | $4,060 |
Affordability — Sea Cliff, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.9 |
| Median Home Price | $1,065,000 |
| Median Household Income | $186,000 |