Belle Harbor, New York, NY—11694
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Belle Harbor, New York, NY
As of Oct '25, the median home price in Belle Harbor, New York, NY is $834,000, with a year-over-year change of 3.7%. This indicates that home prices in Belle Harbor, New York, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $834,000 | 3.7% |
| Single Family | $1,072,000 | 3.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $326,000 | 8.7% |
2 Bed | $594,000 | 3.5% |
3 Bed | $908,000 | 3.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Belle Harbor, New York, NY
As of July '25, Rentcast reports the average rent in Belle Harbor, New York, NY is $3,330, with a year-over-year rent change of 4.1%. Per bedroom, the median rent as of July '25 in Belle Harbor, New York, NY is studios: $2,010, 1-bedrooms: $2,900, 2-bedrooms: $3,600, 3-bedrooms: $3,710. The most common rental property sizes in Belle Harbor, New York, NY are 2-bedroom and 1-bedroom, accounting for 38.4% and 32.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,200 | $3,330 |
| Studio Rent | $1,970 | $2,010 |
| 1 Bed Rent | $2,500 | $2,900 |
| 2 Bed Rent | $3,200 | $3,600 |
| 3 Bed Rent | $3,400 | $3,710 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Belle Harbor, New York, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Belle Harbor, New York, NY is 72. This is a decrease of -22.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $655,000 | -1.0% |
Listing Count | 63 | -1.0% |
| Listings as % of Homes | 0.4% | -1.0% |
Days on Market | 72 | -22.0% |
Demographics — Belle Harbor, New York, NY
As of the latest ACS Survey released in 2023, Belle Harbor, New York, NY has a population of 21,400, which has remained stable by 0.4% over the past 5 years. Belle Harbor, New York, NY is a moderately popular place for families, as children make up 23.0% of the population. The area has a moderately educated workforce, with 43.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,400 | 0.4% |
% Under 18 | 23.0% | 17.3% |
% Seniors | 20.7% | 1.0% |
% WFH | 6.8% | 94.3% |
% w/ College Degree | 43.3% | -0.2% |
As of the latest ACS Survey released in 2023, Belle Harbor, New York, NY is a predominantly white area, with 72.1% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Belle Harbor, New York, NY is hispanic, making up 16.6% of the population. Foreign-born residents account for 14.0% of the population in Belle Harbor, New York, NY, and this percentage has decreased by 4.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.1% | -1.2% |
% Black | 8.2% | 20.6% |
% Hispanic | 16.6% | 11.4% |
% Asian | 1.8% | -48.6% |
% Foreign Born | 14.0% | -4.8% |
Mortgage and Risk — Belle Harbor, New York, NY
According to HUD data as of 2023, there were 106 mortgage originations in Belle Harbor, New York, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Belle Harbor, New York, NY. Investor activity is low, as 1.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Belle Harbor, New York, NY
Belle Harbor, New York, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 501 |
Total Units Section 8 | 501 |
% Rentals under Section 8 | 12.4% |
% Occupied Section 8 | 82.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$210 | $2,500 | $2,290 |
| 2 Bedroom | -$660 | $3,200 | $2,540 |
| 3 Bedroom | -$230 | $3,400 | $3,170 |
| 4 Bedroom | N/A | N/A | $3,420 |
Affordability — Belle Harbor, New York, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.5 |
| Median Home Price | $834,000 |
| Median Household Income | $104,000 |