Bayville, NY11709

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$824,000
4.6% YoY Growth
Median Household Income
$144,000
36.1% 5-Year Growth
Days on Market
109
170.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$3,300
13.7% YoY Growth
1-Bed Rent
$2,100
24.0% YoY Growth
2-Bed Rent
$2,900
21.3% YoY Growth
3-Bed Rent
$4,400
4.7% YoY Growth

Property Listings — Bayville, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Bayville, NY is 109. This is a increase of 170.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 23.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$1,120,000-10.0%
Listing Count
35137.0%
Listings as % of Homes0.6%137.0%
Days on Market
109170.0%
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Demographics — Bayville, NY

As of the latest ACS Survey released in 2023, Bayville, NY has a population of 6,740, which has remained stable by 0.5% over the past 5 years. Bayville, NY is a moderately popular place for families, as children make up 17.0% of the population. The area has a highly educated workforce, with 55.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
6,7400.5%
% Under 18
17.0%-6.6%
% Seniors
21.6%-4.4%
% WFH
8.6%152.9%
% w/ College Degree
55.3%23.7%
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As of the latest ACS Survey released in 2023, Bayville, NY is a predominantly white area, with 88.1% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Bayville, NY is hispanic, making up 7.0% of the population. Foreign-born residents account for 9.6% of the population in Bayville, NY, and this percentage has decreased by 4.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.1%-2.2%
% Black
0.1%-66.7%
% Hispanic
7.0%25.0%
% Asian
2.1%110.0%
% Foreign Born
9.6%-4.0%
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Mortgage and Risk — Bayville, NY

According to HUD data as of 2023, there were 78 mortgage originations in Bayville, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 51.0%, with 6.0% above 90% LTV (normal). This implies small mortgage risk in Bayville, NY. Investor activity is low, as 6.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
78
% Conventional Loans
96.0%
% Government Loans
4.0%
% Investor Loans
6.0%
% Second Loans
3.0%
% Cash Out Refinance
17.0%

Loan Activity

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Rentals and Section 8 — Bayville, NY

As of 2024, the percent of homes in Bayville, NY under the Section 8 program is 2.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Bayville, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
9
Total Units Section 8
9
% Rentals under Section 8
2.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$10$2,100$2,090
2 Bedroom-$490$2,900$2,410
3 Bedroom-$1,280$4,400$3,120
4 Bedroom-$1,600$4,950$3,350

Affordability — Bayville, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.8
Median Home Price$824,000
Median Household Income$144,000

Bayville, NY — ZIP Code Boundary Map

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Frequently Asked Questions