Farmingdale, NY11735

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$691,000
3.4% YoY Growth
Median Household Income
$146,000
38.6% 5-Year Growth
Days on Market
47
18.0% Longer than last year
Home Price Forecast
1.0%
Median Rent
$2,980
7.6% YoY Growth
1-Bed Rent
$2,880
3.5% YoY Growth
2-Bed Rent
$3,500
17.3% YoY Growth
3-Bed Rent
$3,200
15.2% YoY Growth

Property Listings — Farmingdale, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Farmingdale, NY is 47. This is a increase of 18.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$734,00019.0%
Listing Count
9932.0%
Listings as % of Homes0.5%32.0%
Days on Market
4718.0%
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Demographics — Farmingdale, NY

As of the latest ACS Survey released in 2023, Farmingdale, NY has a population of 32,800, which has decreased by -2.0% over the past 5 years. Farmingdale, NY is a moderately popular place for families, as children make up 17.4% of the population. The area has a moderately educated workforce, with 44.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,800-2.0%
% Under 18
17.4%-15.9%
% Seniors
18.2%18.2%
% WFH
11.2%229.4%
% w/ College Degree
44.7%23.1%
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As of the latest ACS Survey released in 2023, Farmingdale, NY is a predominantly white area, with 71.0% of the population identifying as white. The white population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Farmingdale, NY is hispanic, making up 15.3% of the population. Foreign-born residents account for 12.5% of the population in Farmingdale, NY, and this percentage has decreased by 11.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
71.0%-2.2%
% Black
3.7%-15.9%
% Hispanic
15.3%4.1%
% Asian
7.9%16.2%
% Foreign Born
12.5%-11.3%
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Mortgage and Risk — Farmingdale, NY

According to HUD data as of 2023, there were 433 mortgage originations in Farmingdale, NY, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Farmingdale, NY. Investor activity is low, as 0.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
433
% Conventional Loans
88.0%
% Government Loans
12.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Farmingdale, NY

As of 2024, the percent of homes in Farmingdale, NY under the Section 8 program is 7.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Farmingdale, NY, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
169
Total Units Section 8
168
% Rentals under Section 8
7.2%
% Occupied Section 8
92.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$730$2,880$2,150
2 Bedroom-$1,020$3,500$2,480
3 Bedroom$10$3,200$3,210
4 Bedroom-$960$4,400$3,440

Affordability — Farmingdale, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$691,000
Median Household Income$146,000

Farmingdale, NY — ZIP Code Boundary Map

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Frequently Asked Questions