Oyster Bay, NY—11771
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Oyster Bay, NY
As of Oct '25, the median home price in Oyster Bay, NY is $1,236,000, with a year-over-year change of 5.7%. This indicates that home prices in Oyster Bay, NY are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,236,000 | 5.7% |
| Single Family | $1,304,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $726,000 | 5.2% |
3 Bed | $919,000 | 5.4% |
4 Bed | $1,254,000 | 4.8% |
| 5 Bed | $2,436,000 | 3.8% |
% of Housing Stock
Rental Trends — Oyster Bay, NY
As of July '25, Rentcast reports the average rent in Oyster Bay, NY is $4,160, with a year-over-year rent change of 9.5%. Per bedroom, the median rent as of July '25 in Oyster Bay, NY is 1-bedrooms: $3,370, 2-bedrooms: $3,610, 3-bedrooms: $5,130. The most common rental property sizes in Oyster Bay, NY are 2-bedroom and 1-bedroom, accounting for 32.0% and 26.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $4,160 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $3,400 | $3,370 |
| 2 Bed Rent | $3,000 | $3,610 |
| 3 Bed Rent | $4,400 | $5,130 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Oyster Bay, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Oyster Bay, NY is 95. This is a decrease of -11.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $2,000,000 | 2.0% |
Listing Count | 53 | 15.0% |
| Listings as % of Homes | 1.5% | 15.0% |
Days on Market | 95 | -11.0% |
Demographics — Oyster Bay, NY
As of the latest ACS Survey released in 2023, Oyster Bay, NY has a population of 10,200, which has increased by 7.1% over the past 5 years. Oyster Bay, NY is a moderately popular place for families, as children make up 21.2% of the population. The area has a highly educated workforce, with 57.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,200 | 7.1% |
% Under 18 | 21.2% | 1.4% |
% Seniors | 19.7% | 2.6% |
% WFH | 15.0% | 240.9% |
% w/ College Degree | 57.6% | 0.0% |
As of the latest ACS Survey released in 2023, Oyster Bay, NY is a predominantly white area, with 65.9% of the population identifying as white. The white population has shrunk by 16.3% in the last 5 years. The second most common race or ethnicity in Oyster Bay, NY is hispanic, making up 21.4% of the population. Foreign-born residents account for 14.4% of the population in Oyster Bay, NY, and this percentage has increased by 2.9% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 65.9% | -16.3% |
% Black | 2.3% | 15.0% |
% Hispanic | 21.4% | 140.4% |
% Asian | 4.9% | -19.7% |
% Foreign Born | 14.4% | 2.9% |
Mortgage and Risk — Oyster Bay, NY
According to HUD data as of 2023, there were 59 mortgage originations in Oyster Bay, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Oyster Bay, NY. Investor activity is low, as 2.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 59 |
% Conventional Loans | 97.0% |
% Government Loans | 3.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Oyster Bay, NY
Oyster Bay, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 96 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,360 | $3,400 | $2,040 |
| 2 Bedroom | -$640 | $3,000 | $2,360 |
| 3 Bedroom | -$1,340 | $4,400 | $3,060 |
| 4 Bedroom | N/A | N/A | $3,280 |
Affordability — Oyster Bay, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.2 |
| Median Home Price | $1,236,000 |
| Median Household Income | $163,000 |