Rocky Point, NY—11778
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rocky Point, NY
As of Oct '25, the median home price in Rocky Point, NY is $533,000, with a year-over-year change of 4.5%. This indicates that home prices in Rocky Point, NY are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $533,000 | 4.5% |
| Single Family | $538,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $440,000 | 4.3% |
3 Bed | $540,000 | 4.0% |
4 Bed | $618,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rocky Point, NY
As of July '25, Rentcast reports the average rent in Rocky Point, NY is $3,230, with a year-over-year rent change of 7.7%. Per bedroom, the median rent as of July '25 in Rocky Point, NY is studios: $2,200, 1-bedrooms: $2,370, 2-bedrooms: $3,020, 3-bedrooms: $3,190, 4-bedrooms: $7,650. The most common rental property sizes in Rocky Point, NY are 2-bedroom and 1-bedroom, accounting for 41.5% and 22.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,800 | $3,230 |
| Studio Rent | $2,200 | $2,200 |
| 1 Bed Rent | $2,370 | $2,370 |
| 2 Bed Rent | $3,000 | $3,020 |
| 3 Bed Rent | $3,000 | $3,190 |
| 4 Bed Rent | $7,500 | $7,650 |
% of Rental Stock
Property Listings — Rocky Point, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Rocky Point, NY is 44. This is a increase of 19.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $560,000 | 9.0% |
Listing Count | 83 | 39.0% |
| Listings as % of Homes | 0.6% | 39.0% |
Days on Market | 44 | 19.0% |
Demographics — Rocky Point, NY
As of the latest ACS Survey released in 2023, Rocky Point, NY has a population of 12,900, which has increased by 11.0% over the past 5 years. Rocky Point, NY is a moderately popular place for families, as children make up 23.6% of the population. The area has a moderately educated workforce, with 40.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,900 | 11.0% |
% Under 18 | 23.6% | -4.1% |
% Seniors | 13.3% | 10.8% |
% WFH | 7.8% | 766.7% |
% w/ College Degree | 40.4% | 18.5% |
As of the latest ACS Survey released in 2023, Rocky Point, NY is a predominantly white area, with 76.3% of the population identifying as white. The white population has shrunk by 12.0% in the last 5 years. The second most common race or ethnicity in Rocky Point, NY is hispanic, making up 17.9% of the population. Foreign-born residents account for 4.9% of the population in Rocky Point, NY, and this percentage has decreased by 31.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 76.3% | -12.0% |
% Black | 0.6% | 0.0% |
% Hispanic | 17.9% | 126.6% |
% Asian | 0.9% | 50.0% |
% Foreign Born | 4.9% | -31.9% |
Mortgage and Risk — Rocky Point, NY
According to HUD data as of 2023, there were 263 mortgage originations in Rocky Point, NY, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Rocky Point, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 263 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Rocky Point, NY
As of 2024, the percent of homes in Rocky Point, NY under the Section 8 program is 10.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Rocky Point, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 35 |
Total Units Section 8 | 33 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$440 | $2,370 | $1,930 |
| 2 Bedroom | -$740 | $3,000 | $2,260 |
| 3 Bedroom | -$70 | $3,000 | $2,930 |
| 4 Bedroom | -$4,330 | $7,500 | $3,170 |
Affordability — Rocky Point, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $533,000 |
| Median Household Income | $120,000 |