Seaford, NY—11783
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seaford, NY
As of Oct '25, the median home price in Seaford, NY is $765,000, with a year-over-year change of 2.5%. This indicates that home prices in Seaford, NY are increasing. According to Zillow, the 1-year price projection is 1.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $765,000 | 2.6% |
| Single Family | $765,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $662,000 | 2.8% |
3 Bed | $762,000 | 1.2% |
4 Bed | $824,000 | 1.2% |
| 5 Bed | $887,000 | 1.3% |
% of Housing Stock
Rental Trends — Seaford, NY
As of July '25, Rentcast reports the average rent in Seaford, NY is $4,060, with a year-over-year rent change of 28.1%. Per bedroom, the median rent as of July '25 in Seaford, NY is 1-bedrooms: $2,000, 2-bedrooms: $4,000, 3-bedrooms: $4,440, 4-bedrooms: $4,000. The most common rental property sizes in Seaford, NY are 3-bedroom and 2-bedroom, accounting for 56.7% and 17.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,000 | $4,060 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,000 |
| 2 Bed Rent | $3,500 | $4,000 |
| 3 Bed Rent | $4,500 | $4,440 |
| 4 Bed Rent | $4,000 | $4,000 |
% of Rental Stock
Property Listings — Seaford, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Seaford, NY is 26. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 9.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $800,000 | 0.0% |
Listing Count | 67 | 19.0% |
| Listings as % of Homes | 0.6% | 19.0% |
Days on Market | 26 | -30.0% |
Demographics — Seaford, NY
As of the latest ACS Survey released in 2023, Seaford, NY has a population of 21,600, which has increased by 1.5% over the past 5 years. Seaford, NY is a moderately popular place for families, as children make up 20.1% of the population. The area has a highly educated workforce, with 45.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 21,600 | 1.5% |
% Under 18 | 20.1% | -6.1% |
% Seniors | 17.9% | 1.1% |
% WFH | 10.1% | 188.6% |
% w/ College Degree | 45.8% | 4.3% |
As of the latest ACS Survey released in 2023, Seaford, NY is a predominantly white area, with 84.4% of the population identifying as white. The white population has shrunk by 6.4% in the last 5 years. The second most common race or ethnicity in Seaford, NY is hispanic, making up 7.1% of the population. Foreign-born residents account for 7.9% of the population in Seaford, NY, and this percentage has increased by 1.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 84.4% | -6.4% |
% Black | 2.6% | 550.0% |
% Hispanic | 7.1% | 6.0% |
% Asian | 3.8% | 90.0% |
% Foreign Born | 7.9% | 1.3% |
Mortgage and Risk — Seaford, NY
According to HUD data as of 2023, there were 296 mortgage originations in Seaford, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 10.0% above 90% LTV (elevated). This implies medium mortgage risk in Seaford, NY. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 296 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Seaford, NY
As of 2024, the percent of homes in Seaford, NY under the Section 8 program is 0.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Seaford, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $690 | $2,000 | $2,690 |
| 2 Bedroom | -$390 | $3,500 | $3,110 |
| 3 Bedroom | -$470 | $4,500 | $4,030 |
| 4 Bedroom | $320 | $4,000 | $4,320 |
Affordability — Seaford, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $765,000 |
| Median Household Income | $164,000 |