West Islip, NY11795

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$716,000
0.8% YoY Growth
Median Household Income
$171,000
48.1% 5-Year Growth
Days on Market
50
49.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$3,500
33.6% YoY Growth
1-Bed Rent
$1,980
11.0% YoY Growth
2-Bed Rent
$2,500
1.0% YoY Growth
3-Bed Rent
$3,750
8.0% YoY Growth

Property Listings — West Islip, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in West Islip, NY is 50. This is a increase of 49.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$899,000-6.0%
Listing Count
7051.0%
Listings as % of Homes0.7%51.0%
Days on Market
5049.0%
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Demographics — West Islip, NY

As of the latest ACS Survey released in 2023, West Islip, NY has a population of 25,100, which has remained stable by 0.3% over the past 5 years. West Islip, NY is a moderately popular place for families, as children make up 21.5% of the population. The area has a highly educated workforce, with 50.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
25,1000.3%
% Under 18
21.5%3.9%
% Seniors
14.1%-10.8%
% WFH
12.9%279.4%
% w/ College Degree
50.5%29.8%
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As of the latest ACS Survey released in 2023, West Islip, NY is a predominantly white area, with 80.8% of the population identifying as white. The white population has shrunk by 9.5% in the last 5 years. The second most common race or ethnicity in West Islip, NY is hispanic, making up 12.3% of the population. Foreign-born residents account for 6.3% of the population in West Islip, NY, and this percentage has increased by 14.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
80.8%-9.5%
% Black
1.2%71.4%
% Hispanic
12.3%43.0%
% Asian
1.9%90.0%
% Foreign Born
6.3%14.5%
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Mortgage and Risk — West Islip, NY

According to HUD data as of 2023, there were 421 mortgage originations in West Islip, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in West Islip, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
421
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
0.0%
% Second Loans
0.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — West Islip, NY

As of 2024, the percent of homes in West Islip, NY under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in West Islip, NY, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
3
Total Units Section 8
3
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$400$1,980$2,380
2 Bedroom$250$2,500$2,750
3 Bedroom-$190$3,750$3,560
4 Bedroom-$1,680$5,500$3,820

Affordability — West Islip, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.8
Median Home Price$716,000
Median Household Income$171,000

West Islip, NY — ZIP Code Boundary Map

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Frequently Asked Questions