Riverhead, NY11901

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$624,000
2.5% YoY Growth
Median Household Income
$83,300
31.2% 5-Year Growth
Days on Market
51
2.0% Shorter than last year
Home Price Forecast
1.3%
Median Rent
$2,770
11.0% YoY Growth
1-Bed Rent
$2,120
0.4% YoY Growth
2-Bed Rent
$3,200
6.7% YoY Growth
3-Bed Rent
$4,000
38.7% YoY Growth

Property Listings — Riverhead, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Riverhead, NY is 51. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$699,00029.0%
Listing Count
8918.0%
Listings as % of Homes0.5%18.0%
Days on Market
51-2.0%
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Demographics — Riverhead, NY

As of the latest ACS Survey released in 2023, Riverhead, NY has a population of 32,900, which has increased by 19.8% over the past 5 years. Riverhead, NY is a moderately popular place for families, as children make up 19.9% of the population. The area has a poorly educated workforce, with 21.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,90019.8%
% Under 18
19.9%9.9%
% Seniors
24.6%14.4%
% WFH
4.9%-14.0%
% w/ College Degree
21.4%2.9%
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As of the latest ACS Survey released in 2023, Riverhead, NY is a predominantly white area, with 51.9% of the population identifying as white. The white population has shrunk by 10.2% in the last 5 years. The second most common race or ethnicity in Riverhead, NY is hispanic, making up 29.1% of the population. Foreign-born residents account for 24.9% of the population in Riverhead, NY, and this percentage has increased by 22.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
51.9%-10.2%
% Black
10.9%-33.5%
% Hispanic
29.1%21.2%
% Asian
2.6%116.7%
% Foreign Born
24.9%22.1%
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Mortgage and Risk — Riverhead, NY

According to HUD data as of 2023, there were 291 mortgage originations in Riverhead, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Riverhead, NY. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
291
% Conventional Loans
92.0%
% Government Loans
8.0%
% Investor Loans
2.0%
% Second Loans
7.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Riverhead, NY

As of 2024, the percent of homes in Riverhead, NY under the Section 8 program is 24.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Riverhead, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
825
Total Units Section 8
825
% Rentals under Section 8
24.4%
% Occupied Section 8
75.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$2,120$2,010
2 Bedroom-$880$3,200$2,320
3 Bedroom-$990$4,000$3,010
4 Bedroom-$1,060$4,280$3,220

Affordability — Riverhead, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio6.3
Median Home Price$624,000
Median Household Income$83,300

Riverhead, NY — ZIP Code Boundary Map

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Frequently Asked Questions