Mastic Beach, NY—11951
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mastic Beach, NY
Mastic Beach, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | N/A | N/A |
| Single Family | N/A | N/A |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mastic Beach, NY
As of July '25, Rentcast reports the average rent in Mastic Beach, NY is $3,440, with a year-over-year rent change of 3.9%. Per bedroom, the median rent as of July '25 in Mastic Beach, NY is 1-bedrooms: $1,350, 2-bedrooms: $3,470, 3-bedrooms: $3,620. The most common rental property sizes in Mastic Beach, NY are 3-bedroom and 2-bedroom, accounting for 44.7% and 29.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,400 | $3,440 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,350 | $1,350 |
| 2 Bed Rent | $2,850 | $3,470 |
| 3 Bed Rent | $3,500 | $3,620 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mastic Beach, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mastic Beach, NY is 71. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $450,000 | 3.0% |
Listing Count | 98 | 16.0% |
| Listings as % of Homes | N/A | 16.0% |
Days on Market | 71 | 14.0% |
Demographics — Mastic Beach, NY
As of the latest ACS Survey released in 2023, Mastic Beach, NY has a population of 15,800, which has increased by 27.8% over the past 5 years. Mastic Beach, NY is a popular place for families, as children make up 30.0% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 15,800 | 27.8% |
% Under 18 | 30.0% | 47.8% |
% Seniors | 12.1% | 7.1% |
% WFH | 7.8% | 116.7% |
% w/ College Degree | 20.5% | 24.2% |
As of the latest ACS Survey released in 2023, Mastic Beach, NY is a predominantly white area, with 68.0% of the population identifying as white. The white population has shrunk by 6.8% in the last 5 years. The second most common race or ethnicity in Mastic Beach, NY is hispanic, making up 17.0% of the population. Foreign-born residents account for 7.4% of the population in Mastic Beach, NY, and this percentage has decreased by 22.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 68.0% | -6.8% |
% Black | 7.0% | 40.0% |
% Hispanic | 17.0% | -7.1% |
% Asian | 2.6% | 85.7% |
% Foreign Born | 7.4% | -22.1% |
Mortgage and Risk — Mastic Beach, NY
According to HUD data as of 2023, there were 234 mortgage originations in Mastic Beach, NY, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Mastic Beach, NY. Investor activity is low, as 3.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 234 |
% Conventional Loans | 61.0% |
% Government Loans | 39.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 22.0% |
Loan Activity
Rentals and Section 8 — Mastic Beach, NY
Mastic Beach, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 369 |
Total Units Section 8 | 369 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $830 | $1,350 | $2,180 |
| 2 Bedroom | -$330 | $2,850 | $2,520 |
| 3 Bedroom | -$230 | $3,500 | $3,270 |
| 4 Bedroom | N/A | N/A | $3,500 |
Affordability — Mastic Beach, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | N/A |
| Median Home Price | N/A |
| Median Household Income | $109,000 |