Mattituck, NY—11952
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mattituck, NY
As of Oct '25, the median home price in Mattituck, NY is $994,000, with a year-over-year change of 0.8%. This indicates that home prices in Mattituck, NY are flat. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $994,000 | 0.8% |
| Single Family | $995,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $959,000 | 3.1% |
4 Bed | $1,275,000 | 3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mattituck, NY
As of July '25, Rentcast reports the average rent in Mattituck, NY is $6,640, with a year-over-year rent change of -14.0%. Per bedroom, the median rent as of July '25 in Mattituck, NY is 2-bedrooms: $7,000, 3-bedrooms: $6,480, 4-bedrooms: $6,250. The most common rental property sizes in Mattituck, NY are 3-bedroom and 1-bedroom, accounting for 55.1% and 44.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,000 | $6,640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $7,000 | $7,000 |
| 3 Bed Rent | $5,500 | $6,480 |
| 4 Bed Rent | $6,000 | $6,250 |
% of Rental Stock
Property Listings — Mattituck, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Mattituck, NY is 115. This is a increase of 25.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,270,000 | 8.0% |
Listing Count | 52 | 23.0% |
| Listings as % of Homes | 0.9% | 23.0% |
Days on Market | 115 | 25.0% |
Demographics — Mattituck, NY
As of the latest ACS Survey released in 2023, Mattituck, NY has a population of 4,750, which has decreased by -1.9% over the past 5 years. Mattituck, NY is a less popular place for families, as children make up 14.0% of the population. The area has a highly educated workforce, with 50.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,750 | -1.9% |
% Under 18 | 14.0% | 22.8% |
% Seniors | 32.0% | 41.0% |
% WFH | 15.8% | 83.7% |
% w/ College Degree | 50.5% | 21.4% |
As of the latest ACS Survey released in 2023, Mattituck, NY is a predominantly white area, with 91.7% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Mattituck, NY is hispanic, making up 6.7% of the population. Foreign-born residents account for 12.0% of the population in Mattituck, NY, and this percentage has increased by 64.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | -1.9% |
% Black | 0.7% | 250.0% |
% Hispanic | 6.7% | 45.7% |
% Asian | 0.9% | 80.0% |
% Foreign Born | 12.0% | 64.4% |
Mortgage and Risk — Mattituck, NY
According to HUD data as of 2023, there were 78 mortgage originations in Mattituck, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 4.0% above 90% LTV (normal). This implies small mortgage risk in Mattituck, NY. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 1.0% |
% Second Loans | 24.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Mattituck, NY
Mattituck, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 36 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 25.7% |
% Occupied Section 8 | 50.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,930 |
| 2 Bedroom | -$4,740 | $7,000 | $2,260 |
| 3 Bedroom | -$2,570 | $5,500 | $2,930 |
| 4 Bedroom | -$2,830 | $6,000 | $3,170 |
Affordability — Mattituck, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.5 |
| Median Home Price | $994,000 |
| Median Household Income | $117,000 |