Westhampton Beach, NY—11978
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Westhampton Beach, NY
As of Oct '25, the median home price in Westhampton Beach, NY is $1,569,000, with a year-over-year change of 0.9%. This indicates that home prices in Westhampton Beach, NY are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $1,569,000 | 0.9% |
| Single Family | $1,845,000 | 2.0% |
| Condos | $853,000 | 5.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $545,000 | -0.2% |
2 Bed | $965,000 | 4.1% |
3 Bed | $1,210,000 | 0.9% |
4 Bed | $2,163,000 | 2.7% |
| 5 Bed | $4,249,000 | 2.6% |
% of Housing Stock
Rental Trends — Westhampton Beach, NY
As of July '25, Rentcast reports the average rent in Westhampton Beach, NY is $6,220, with a year-over-year rent change of -3.1%. Per bedroom, the median rent as of July '25 in Westhampton Beach, NY is studios: $7,500, 1-bedrooms: $6,680, 2-bedrooms: $4,990, 3-bedrooms: $6,750, 4-bedrooms: $6,280. The most common rental property sizes in Westhampton Beach, NY are 2-bedroom and 5+ bedroom, accounting for 25.2% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $6,000 | $6,220 |
| Studio Rent | $7,500 | $7,500 |
| 1 Bed Rent | $6,000 | $6,680 |
| 2 Bed Rent | $3,500 | $4,990 |
| 3 Bed Rent | $6,000 | $6,750 |
| 4 Bed Rent | $6,000 | $6,280 |
% of Rental Stock
Property Listings — Westhampton Beach, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Westhampton Beach, NY is 130. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $1,700,000 | -36.0% |
Listing Count | 137 | 34.0% |
| Listings as % of Homes | 1.6% | 34.0% |
Days on Market | 130 | 46.0% |
Demographics — Westhampton Beach, NY
As of the latest ACS Survey released in 2023, Westhampton Beach, NY has a population of 4,380, which has increased by 43.1% over the past 5 years. Westhampton Beach, NY is a moderately popular place for families, as children make up 17.8% of the population. The area has a highly educated workforce, with 59.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,380 | 43.1% |
% Under 18 | 17.8% | -0.6% |
% Seniors | 26.1% | 14.5% |
% WFH | 22.9% | 288.1% |
% w/ College Degree | 59.1% | 30.8% |
As of the latest ACS Survey released in 2023, Westhampton Beach, NY is a predominantly white area, with 72.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Westhampton Beach, NY is hispanic, making up 11.4% of the population. Foreign-born residents account for 13.8% of the population in Westhampton Beach, NY, and this percentage has decreased by 16.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 72.3% | -1.2% |
% Black | 5.8% | 65.7% |
% Hispanic | 11.4% | -37.7% |
% Asian | 1.8% | 12.5% |
% Foreign Born | 13.8% | -16.9% |
Mortgage and Risk — Westhampton Beach, NY
According to HUD data as of 2023, there were 57 mortgage originations in Westhampton Beach, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 48.0%, with 2.0% above 90% LTV (normal). This implies small mortgage risk in Westhampton Beach, NY. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 2.0% |
% Second Loans | 33.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Westhampton Beach, NY
As of 2024, the percent of homes in Westhampton Beach, NY under the Section 8 program is 13.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Westhampton Beach, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 25 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | 13.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$3,730 | $6,000 | $2,270 |
| 2 Bedroom | -$880 | $3,500 | $2,620 |
| 3 Bedroom | -$2,600 | $6,000 | $3,400 |
| 4 Bedroom | -$2,360 | $6,000 | $3,640 |
Affordability — Westhampton Beach, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 13.1 |
| Median Home Price | $1,569,000 |
| Median Household Income | $109,000 |