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Delmar, NY—12054

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$429,000
6.3% YoY Growth
Household Income
$129,000
24.4% YoY Growth
Days on Market
56
29.0% Longer YoY
Home Price Forecast
1.7%
Median Rent
$1,750
8.3% YoY Growth
1-Bed Rent
$1,700
34.1% YoY Growth
2-Bed Rent
$1,750
11.8% YoY Growth
3-Bed Rent
$2,350
0.4% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Delmar, NY

As of Dec '25, the median home price in Delmar, NY is $429,000, with a year-over-year change of 6.3%. This indicates that home prices in Delmar, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$429,0006.3%
Single Family $431,0006.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$311,0006.9%
    3 Bed
    		$385,0006.1%
    4 Bed
    		$501,0007.1%
    5 Bed $573,6935.9%
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    % of Housing Stock

    Studio
    1.4%
    1 Bedroom
    6.6%
    2 Bedrooms
    15.7%
    3 Bedrooms
    38.7%
    4 Bedrooms
    31.6%
    5+ Bedrooms
    6.0%

    Rental Trends — Delmar, NY

    As of July '25, Rentcast reports the average rent in Delmar, NY is $1,950, with a year-over-year rent change of 8.3%. Per bedroom, the median rent as of July '25 in Delmar, NY is 1-bedrooms: $1,690, 2-bedrooms: $1,700, 3-bedrooms: $2,350, 4-bedrooms: $2,800. The most common rental property sizes in Delmar, NY are 2-bedroom and 3-bedroom, accounting for 38.7% and 25.5% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,750$1,950
    Studio Rent N/AN/A
    1 Bed Rent $1,700$1,690
    2 Bed Rent $1,750$1,700
    3 Bed Rent $2,350$2,350
    4 Bed Rent $2,800$2,800
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    % of Rental Stock

    Studio
    5.8%
    1 Bedroom
    25.2%
    2 Bedrooms
    38.7%
    3 Bedrooms
    25.5%
    4 Bedrooms
    2.5%
    5+ Bedrooms
    2.3%

    Property Listings — Delmar, NY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Delmar, NY is 34. This is a increase of 16.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$412,00011.0%
    Listing Count
    		3265.0%
    Listings as % of Homes0.3%65.0%
    Days on Market
    		5629.0%
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    Demographics — Delmar, NY

    As of the latest ACS Survey released in 2023, Delmar, NY has a population of 17,000, which has increased by 2.0% over the past 5 years. Delmar, NY is a moderately popular place for families, as children make up 21.4% of the population. The area has a highly educated workforce, with 68.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.0% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		17,0002.0%
    % Under 18
    		21.4%0.0%
    % Seniors
    		22.5%21.6%
    % WFH
    		18.0%227.3%
    % w/ College Degree
    		68.4%3.8%
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    As of the latest ACS Survey released in 2023, Delmar, NY is a predominantly white area, with 91.9% of the population identifying as white. The white population has grown by 2.0% in the last 5 years. The second most common race or ethnicity in Delmar, NY is hispanic, making up 2.9% of the population. Foreign-born residents account for 5.5% of the population in Delmar, NY, and this percentage has decreased by 6.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		91.9%2.0%
    % Black
    		0.4%-87.9%
    % Hispanic
    		2.9%38.1%
    % Asian
    		2.2%-35.3%
    % Foreign Born
    		5.5%-6.8%
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    Mortgage and Risk — Delmar, NY

    According to HUD data as of 2023, there were 328 mortgage originations in Delmar, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Delmar, NY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		328
    % Conventional Loans
    		96.0%
    % Government Loans
    		4.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Delmar, NY

    As of 2024, the percent of homes in Delmar, NY under the Section 8 program is 2.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Delmar, NY, because HUD payments exceed market rent, while 1-bedroom and 3-bedroom and 4-bedroom units do not.

    Section 8 Market Size

    Total Units under HUD
    		56
    Total Units Section 8
    		56
    % Rentals under Section 8
    		2.9%
    % Occupied Section 8
    		88.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$190$1,700$1,510
    2 Bedroom$80$1,750$1,830
    3 Bedroom-$150$2,350$2,200
    4 Bedroom-$370$2,800$2,430

    Affordability — Delmar, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2.8
    Median Home Price$429,000
    Median Household Income$129,000

    Delmar, NY — ZIP Code Boundary Map

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    Frequently Asked Questions