Clifton Park, NY—12065
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clifton Park, NY
As of Oct '25, the median home price in Clifton Park, NY is $463,000, with a year-over-year change of 3.9%. This indicates that home prices in Clifton Park, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $463,000 | 3.9% |
| Single Family | $467,000 | 3.8% |
| Condos | $261,000 | 3.2% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $284,000 | 3.3% |
3 Bed | $422,000 | 3.4% |
4 Bed | $524,000 | 4.4% |
| 5 Bed | $557,000 | 3.9% |
% of Housing Stock
Rental Trends — Clifton Park, NY
As of July '25, Rentcast reports the average rent in Clifton Park, NY is $2,220, with a year-over-year rent change of -5.5%. Per bedroom, the median rent as of July '25 in Clifton Park, NY is 1-bedrooms: $1,500, 2-bedrooms: $1,940, 3-bedrooms: $2,540, 4-bedrooms: $3,780. The most common rental property sizes in Clifton Park, NY are 2-bedroom and 1-bedroom, accounting for 54.4% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,220 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,370 | $1,500 |
| 2 Bed Rent | $1,980 | $1,940 |
| 3 Bed Rent | $2,400 | $2,540 |
| 4 Bed Rent | $3,450 | $3,780 |
% of Rental Stock
Property Listings — Clifton Park, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Clifton Park, NY is 53. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $626,000 | 16.0% |
Listing Count | 134 | 3.0% |
| Listings as % of Homes | 0.6% | 3.0% |
Days on Market | 53 | 7.0% |
Demographics — Clifton Park, NY
As of the latest ACS Survey released in 2023, Clifton Park, NY has a population of 44,700, which has increased by 4.3% over the past 5 years. Clifton Park, NY is a moderately popular place for families, as children make up 21.5% of the population. The area has a highly educated workforce, with 52.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 44,700 | 4.3% |
% Under 18 | 21.5% | 0.0% |
% Seniors | 17.6% | 10.7% |
% WFH | 16.1% | 257.8% |
% w/ College Degree | 52.9% | 3.3% |
As of the latest ACS Survey released in 2023, Clifton Park, NY is a predominantly white area, with 80.9% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Clifton Park, NY is asian, making up 7.5% of the population. Foreign-born residents account for 12.3% of the population in Clifton Park, NY, and this percentage has increased by 29.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.9% | -4.1% |
% Black | 2.5% | -32.4% |
% Hispanic | 4.0% | -9.1% |
% Asian | 7.5% | 31.6% |
% Foreign Born | 12.3% | 29.5% |
Mortgage and Risk — Clifton Park, NY
According to HUD data as of 2023, there were 659 mortgage originations in Clifton Park, NY, of which 94.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 15.0% above 90% LTV (elevated). This implies medium mortgage risk in Clifton Park, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 659 |
% Conventional Loans | 94.0% |
% Government Loans | 6.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Clifton Park, NY
As of 2024, the percent of homes in Clifton Park, NY under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Clifton Park, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 247 |
Total Units Section 8 | 198 |
% Rentals under Section 8 | 3.5% |
% Occupied Section 8 | 88.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $1,370 | $1,310 |
| 2 Bedroom | -$400 | $1,980 | $1,580 |
| 3 Bedroom | -$500 | $2,400 | $1,900 |
| 4 Bedroom | -$1,360 | $3,450 | $2,090 |
Affordability — Clifton Park, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $463,000 |
| Median Household Income | $116,000 |