Guilderland, NY—12084
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Guilderland, NY
As of Oct '25, the median home price in Guilderland, NY is $482,000, with a year-over-year change of 5.8%. This indicates that home prices in Guilderland, NY are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $482,000 | 5.8% |
| Single Family | $485,000 | 5.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $397,000 | 3.7% |
4 Bed | $548,000 | 6.8% |
| 5 Bed | $590,000 | 5.5% |
% of Housing Stock
Rental Trends — Guilderland, NY
As of July '25, Rentcast reports the average rent in Guilderland, NY is $1,540, with a year-over-year rent change of -40.3%. Per bedroom, the median rent as of July '25 in Guilderland, NY is 1-bedrooms: $1,540. The most common rental property sizes in Guilderland, NY are 2-bedroom and 1-bedroom, accounting for 59.2% and 25.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,580 | $1,540 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,580 | $1,540 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Guilderland, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Guilderland, NY is 82. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $995,000 | 3.0% |
Listing Count | 5 | 19.0% |
| Listings as % of Homes | 0.3% | 19.0% |
Days on Market | 82 | -30.0% |
Demographics — Guilderland, NY
As of the latest ACS Survey released in 2023, Guilderland, NY has a population of 5,050, which has increased by 1.9% over the past 5 years. Guilderland, NY is a moderately popular place for families, as children make up 22.7% of the population. The area has a highly educated workforce, with 60.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,050 | 1.9% |
% Under 18 | 22.7% | 6.1% |
% Seniors | 12.9% | -11.0% |
% WFH | 12.9% | 143.4% |
% w/ College Degree | 60.1% | 4.2% |
As of the latest ACS Survey released in 2023, Guilderland, NY is a predominantly white area, with 59.3% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Guilderland, NY is asian, making up 28.2% of the population. Foreign-born residents account for 27.9% of the population in Guilderland, NY, and this percentage has increased by 6.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.3% | -6.5% |
% Black | 8.1% | 161.3% |
% Hispanic | 3.5% | -50.7% |
% Asian | 28.2% | 8.5% |
% Foreign Born | 27.9% | 6.5% |
Mortgage and Risk — Guilderland, NY
According to HUD data as of 2023, there were 5 mortgage originations in Guilderland, NY, of which 100.0% of loans were conventional mortgages. The average loan-to-value was 30.0%, with 0.0% above 90% LTV (normal). This implies small mortgage risk in Guilderland, NY. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 5 |
% Conventional Loans | 100.0% |
% Government Loans | 0.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Guilderland, NY
Guilderland, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 86 |
Total Units Section 8 | 86 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | 92.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$80 | $1,580 | $1,500 |
| 2 Bedroom | N/A | N/A | $1,810 |
| 3 Bedroom | N/A | N/A | $2,180 |
| 4 Bedroom | N/A | N/A | $2,400 |
Affordability — Guilderland, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.6 |
| Median Home Price | $482,000 |
| Median Household Income | $87,000 |