Hoosick Falls, NY—12090
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hoosick Falls, NY
As of Oct '25, the median home price in Hoosick Falls, NY is $219,000, with a year-over-year change of 3.7%. This indicates that home prices in Hoosick Falls, NY are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $219,000 | 3.7% |
| Single Family | $219,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $183,000 | 3.4% |
3 Bed | $230,000 | 3.1% |
4 Bed | $236,000 | 4.9% |
| 5 Bed | $258,000 | 3.6% |
% of Housing Stock
Rental Trends — Hoosick Falls, NY
As of July '25, Rentcast reports the average rent in Hoosick Falls, NY is $1,400, with a year-over-year rent change of 25.0%. Per bedroom, the median rent as of July '25 in Hoosick Falls, NY is studios: $1,050, 1-bedrooms: $1,100, 2-bedrooms: $1,700, 3-bedrooms: $2,320, 4-bedrooms: $1,700. The most common rental property sizes in Hoosick Falls, NY are 2-bedroom and 1-bedroom, accounting for 29.4% and 27.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,400 |
| Studio Rent | $999 | $1,050 |
| 1 Bed Rent | $1,100 | $1,100 |
| 2 Bed Rent | $1,700 | $1,700 |
| 3 Bed Rent | $2,250 | $2,320 |
| 4 Bed Rent | $1,700 | $1,700 |
% of Rental Stock
Property Listings — Hoosick Falls, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Hoosick Falls, NY is 71. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $286,000 | 26.0% |
Listing Count | 36 | 22.0% |
| Listings as % of Homes | 0.9% | 22.0% |
Days on Market | 71 | 3.0% |
Demographics — Hoosick Falls, NY
As of the latest ACS Survey released in 2023, Hoosick Falls, NY has a population of 5,870, which has decreased by -4.3% over the past 5 years. Hoosick Falls, NY is a moderately popular place for families, as children make up 24.4% of the population. The area has a poorly educated workforce, with 22.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,870 | -4.3% |
% Under 18 | 24.4% | 0.4% |
% Seniors | 24.6% | 36.7% |
% WFH | 9.7% | 193.9% |
% w/ College Degree | 22.7% | -0.4% |
As of the latest ACS Survey released in 2023, Hoosick Falls, NY is a predominantly white area, with 92.9% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Hoosick Falls, NY is hispanic, making up 4.6% of the population. Foreign-born residents account for 2.1% of the population in Hoosick Falls, NY, and this percentage has increased by 40.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.9% | -3.5% |
% Black | 0.4% | ∞% |
% Hispanic | 4.6% | 109.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.1% | 40.0% |
Mortgage and Risk — Hoosick Falls, NY
According to HUD data as of 2023, there were 105 mortgage originations in Hoosick Falls, NY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Hoosick Falls, NY. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 105 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Hoosick Falls, NY
As of 2024, the percent of homes in Hoosick Falls, NY under the Section 8 program is 23.4%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Hoosick Falls, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.
Section 8 Market Size
Total Units under HUD | 175 |
Total Units Section 8 | 150 |
% Rentals under Section 8 | 23.4% |
% Occupied Section 8 | 63.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$80 | $1,100 | $1,020 |
| 2 Bedroom | -$460 | $1,700 | $1,240 |
| 3 Bedroom | -$750 | $2,250 | $1,500 |
| 4 Bedroom | -$50 | $1,700 | $1,650 |
Affordability — Hoosick Falls, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $219,000 |
| Median Household Income | $72,500 |