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Latham, NY—12110

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$410,000
4.0% YoY Growth
Household Income
$102,000
28.7% YoY Growth
Days on Market
48
12.0% Longer YoY
Home Price Forecast
2.2%
Median Rent
$2,150
6.7% YoY Growth
1-Bed Rent
$1,470
2.7% YoY Growth
2-Bed Rent
$1,920
6.2% YoY Growth
3-Bed Rent
$2,480
18.1% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Latham, NY

As of May '26, the median home price in Latham, NY is $410,000, with a year-over-year change of 4.0%. This indicates that home prices in Latham, NY are increasing. According to Zillow, the 1-year price projection is 2.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$410,0004.0%
Single Family $410,0004.3%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$300,0003.8%
    3 Bed
    		$378,0004.1%
    4 Bed
    		$484,0004.1%
    5 Bed $536,2495.2%
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    % of Housing Stock

    Studio
    2.5%
    1 Bedroom
    11.2%
    2 Bedrooms
    22.0%
    3 Bedrooms
    36.1%
    4 Bedrooms
    24.6%
    5+ Bedrooms
    3.6%

    Rental Trends — Latham, NY

    As of July '25, Rentcast reports the average rent in Latham, NY is $2,230, with a year-over-year rent change of 6.7%. Per bedroom, the median rent as of July '25 in Latham, NY is studios: $1,240, 1-bedrooms: $1,530, 2-bedrooms: $2,040, 3-bedrooms: $2,480, 4-bedrooms: $3,470. The most common rental property sizes in Latham, NY are 2-bedroom and 1-bedroom, accounting for 42.2% and 32.8% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,150$2,230
    Studio Rent $1,240$1,240
    1 Bed Rent $1,470$1,530
    2 Bed Rent $1,920$2,040
    3 Bed Rent $2,480$2,480
    4 Bed Rent $3,000$3,470
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    % of Rental Stock

    Studio
    5.4%
    1 Bedroom
    32.8%
    2 Bedrooms
    42.2%
    3 Bedrooms
    16.4%
    4 Bedrooms
    1.9%
    5+ Bedrooms
    1.3%

    Property Listings — Latham, NY

    As of May '26, Realtor.com reports that the median days on market for a home in Latham, NY is 48. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$499,0002.0%
    Listing Count
    		83-11.0%
    Listings as % of Homes1.2%-11.0%
    Days on Market
    		4812.0%
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    Demographics — Latham, NY

    As of the latest ACS Survey released in 2023, Latham, NY has a population of 20,000, which has decreased by -9.4% over the past 5 years. Latham, NY is a moderately popular place for families, as children make up 19.7% of the population. The area has a highly educated workforce, with 46.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.1% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		20,000-9.4%
    % Under 18
    		19.7%13.9%
    % Seniors
    		18.8%21.3%
    % WFH
    		14.1%442.3%
    % w/ College Degree
    		46.0%11.7%
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    As of the latest ACS Survey released in 2023, Latham, NY is a predominantly white area, with 75.3% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in Latham, NY is asian, making up 11.3% of the population. Foreign-born residents account for 12.1% of the population in Latham, NY, and this percentage has increased by 1.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		75.3%-3.5%
    % Black
    		5.0%6.4%
    % Hispanic
    		2.6%-60.6%
    % Asian
    		11.3%28.4%
    % Foreign Born
    		12.1%1.7%
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    Mortgage and Risk — Latham, NY

    According to HUD data as of 2023, there were 272 mortgage originations in Latham, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Latham, NY. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		272
    % Conventional Loans
    		93.0%
    % Government Loans
    		7.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		9.0%
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    Rentals and Section 8 — Latham, NY

    As of 2024, the percent of homes in Latham, NY under the Section 8 program is 3.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Latham, NY, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

    Section 8 Market Size

    Total Units under HUD
    		110
    Total Units Section 8
    		109
    % Rentals under Section 8
    		3.5%
    % Occupied Section 8
    		82.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$20$1,470$1,450
    2 Bedroom-$170$1,920$1,750
    3 Bedroom-$370$2,480$2,110
    4 Bedroom-$680$3,000$2,320

    Affordability — Latham, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio3.4
    Median Home Price$410,000
    Median Household Income$102,000

    Latham, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

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    Frequently Asked Questions