Schaghticoke, NY 12154 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Schaghticoke, NY—12154

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$338,000

2.9% YoY Growth

Household Income

$110,000

53.6% YoY Growth

Days on Market

8.0% Longer YoY

Home Price Forecast

2.6%

Median Rent

$995

0.0% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$995

0.0% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Schaghticoke, NY

As of Dec '25, the median home price in Schaghticoke, NY is $338,000, with a year-over-year change of 2.9%. This indicates that home prices in Schaghticoke, NY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$338,000	2.9%
Single Family	$338,000	3.7%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Schaghticoke, NY

As of July '25, Rentcast reports the average rent in Schaghticoke, NY is $995, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Schaghticoke, NY is 2-bedrooms: $995. The most common rental property sizes in Schaghticoke, NY are 1-bedroom and 2-bedroom, accounting for 40.2% and 31.1% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$995	$995
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$995	$995
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

40.2%

2 Bedrooms

31.1%

3 Bedrooms

9.1%

4 Bedrooms

14.4%

5+ Bedrooms

5.3%

Property Listings — Schaghticoke, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Schaghticoke, NY is 85. This is a decrease of -23.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$424,000	-13.0%
Listing Count	4	-43.0%
Listings as % of Homes	0.5%	-43.0%
Days on Market	62	8.0%

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Demographics — Schaghticoke, NY

As of the latest ACS Survey released in 2023, Schaghticoke, NY has a population of 2,880, which has increased by 2.4% over the past 5 years. Schaghticoke, NY is a less popular place for families, as children make up 13.5% of the population. The area has a moderately educated workforce, with 28.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.

Metric	Latest Census	YoY % Change
Population	2,880	2.4%
% Under 18	13.5%	-26.6%
% Seniors	24.1%	52.5%
% WFH	7.3%	32.7%
% w/ College Degree	28.4%	25.1%

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As of the latest ACS Survey released in 2023, Schaghticoke, NY is a predominantly white area, with 97.6% of the population identifying as white. The white population has grown by 1.6% in the last 5 years. The second most common race or ethnicity in Schaghticoke, NY is black, making up 0.3% of the population. Foreign-born residents account for 1.2% of the population in Schaghticoke, NY, and this percentage has increased by 9.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	97.6%	1.6%
% Black	0.3%	∞%
% Hispanic	0.3%	-70.0%
% Asian	0.0%	-100.0%
% Foreign Born	1.2%	9.1%

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Mortgage and Risk — Schaghticoke, NY

According to HUD data as of 2023, there were 86 mortgage originations in Schaghticoke, NY, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Schaghticoke, NY. Investor activity is low, as 0.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	86
% Conventional Loans	83.0%
% Government Loans	17.0%
% Investor Loans	0.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Schaghticoke, NY

Schaghticoke, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	N/A
Total Units Section 8	N/A
% Rentals under Section 8	N/A
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,050
2 Bedroom	$285	$995	$1,280
3 Bedroom	N/A	N/A	$1,570
4 Bedroom	N/A	N/A	$1,700

Schaghticoke, NY—12154

Key Metrics at a Glance

Home Price Trends — Schaghticoke, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Schaghticoke, NY

% of Rental Stock

Property Listings — Schaghticoke, NY

Demographics — Schaghticoke, NY

Race and Ethnicity

Mortgage and Risk — Schaghticoke, NY

Mortgages

Rentals and Section 8 — Schaghticoke, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Schaghticoke, NY

Home Price to Income Ratio

Schaghticoke, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Valley Falls, NY

Stillwater, NY

Melrose, NY

Johnsonville, NY

Mechanicville, NY

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.7
Median Home Price	$338,000
Median Household Income	$110,000

Schaghticoke, NY—12154

Key Metrics at a Glance

Home Price Trends — Schaghticoke, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Schaghticoke, NY

% of Rental Stock

Property Listings — Schaghticoke, NY

Demographics — Schaghticoke, NY

Race and Ethnicity

Mortgage and Risk — Schaghticoke, NY

Mortgages

Rentals and Section 8 — Schaghticoke, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Schaghticoke, NY

Home Price to Income Ratio

Schaghticoke, NY — ZIP Code Boundary Map

Nearby ZIP Codes

Valley Falls, NY

Stillwater, NY

Melrose, NY

Johnsonville, NY

Mechanicville, NY

Frequently Asked Questions

What is the average home price in Schaghticoke, NY 12154?

How have home prices in Schaghticoke, NY 12154 changed over the past year?

What is the home price projection for Schaghticoke, NY 12154?

What are the demographics of Schaghticoke, NY 12154?

How long does it take homes to sell in Schaghticoke, NY 12154?

What is the average rent price in Schaghticoke, NY 12154?