Selkirk, NY—12158
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Selkirk, NY
As of Oct '25, the median home price in Selkirk, NY is $354,000, with a year-over-year change of 3.1%. This indicates that home prices in Selkirk, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $354,000 | 3.1% |
| Single Family | $355,000 | 3.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $240,000 | 3.0% |
3 Bed | $349,000 | 2.3% |
4 Bed | $464,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Selkirk, NY
As of July '25, Rentcast reports the average rent in Selkirk, NY is $1,790, with a year-over-year rent change of 9.8%. Per bedroom, the median rent as of July '25 in Selkirk, NY is 1-bedrooms: $1,240, 2-bedrooms: $1,920. The most common rental property sizes in Selkirk, NY are 2-bedroom and 3-bedroom, accounting for 56.4% and 35.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $1,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,240 | $1,240 |
| 2 Bed Rent | $2,000 | $1,920 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Selkirk, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Selkirk, NY is 101. This is a increase of 71.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $590,000 | 15.0% |
Listing Count | 32 | 46.0% |
| Listings as % of Homes | 0.7% | 46.0% |
Days on Market | 101 | 71.0% |
Demographics — Selkirk, NY
As of the latest ACS Survey released in 2023, Selkirk, NY has a population of 6,220, which has decreased by -9.2% over the past 5 years. Selkirk, NY is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 41.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,220 | -9.2% |
% Under 18 | 18.7% | -2.6% |
% Seniors | 21.1% | 54.0% |
% WFH | 15.5% | 1,309.1% |
% w/ College Degree | 41.1% | 30.1% |
As of the latest ACS Survey released in 2023, Selkirk, NY is a predominantly white area, with 82.9% of the population identifying as white. The white population has shrunk by 7.7% in the last 5 years. The second most common race or ethnicity in Selkirk, NY is hispanic, making up 8.9% of the population. Foreign-born residents account for 8.4% of the population in Selkirk, NY, and this percentage has increased by 44.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.9% | -7.7% |
% Black | 1.3% | -45.8% |
% Hispanic | 8.9% | 394.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 8.4% | 44.8% |
Mortgage and Risk — Selkirk, NY
According to HUD data as of 2023, there were 132 mortgage originations in Selkirk, NY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Selkirk, NY. Investor activity is low, as 2.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 132 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Selkirk, NY
Selkirk, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 11 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 1.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $460 | $1,240 | $1,700 |
| 2 Bedroom | $50 | $2,000 | $2,050 |
| 3 Bedroom | N/A | N/A | $2,470 |
| 4 Bedroom | N/A | N/A | $2,720 |
Affordability — Selkirk, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $354,000 |
| Median Household Income | $95,900 |