Stamford, NY—12167
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stamford, NY
Stamford, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $232,000 | 4.6% |
| Single Family | $232,000 | 4.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $206,000 | 3.5% |
3 Bed | $243,000 | 4.7% |
4 Bed | $267,000 | 5.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stamford, NY
As of July '25, Rentcast reports the average rent in Stamford, NY is $1,650, with a year-over-year rent change of -21.4%. Per bedroom, the median rent as of July '25 in Stamford, NY is studios: $750, 1-bedrooms: $975, 3-bedrooms: $3,900. The most common rental property sizes in Stamford, NY are 2-bedroom and 1-bedroom, accounting for 43.9% and 25.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,650 |
| Studio Rent | $750 | $750 |
| 1 Bed Rent | $950 | $975 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,900 | $3,900 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stamford, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Stamford, NY is 83. This is a decrease of -21.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $339,000 | -17.0% |
Listing Count | 31 | 35.0% |
| Listings as % of Homes | 0.9% | 35.0% |
Days on Market | 83 | -21.0% |
Demographics — Stamford, NY
As of the latest ACS Survey released in 2023, Stamford, NY has a population of 2,260, which has decreased by -17.5% over the past 5 years. Stamford, NY is a less popular place for families, as children make up 13.2% of the population. The area has a poorly educated workforce, with 21.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,260 | -17.5% |
% Under 18 | 13.2% | -1.5% |
% Seniors | 27.6% | -4.8% |
% WFH | 7.4% | 48.0% |
% w/ College Degree | 21.5% | 10.8% |
As of the latest ACS Survey released in 2023, Stamford, NY is a predominantly white area, with 94.1% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Stamford, NY is hispanic, making up 2.3% of the population. Foreign-born residents account for 3.0% of the population in Stamford, NY, and this percentage has decreased by 53.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.1% | 0.3% |
% Black | 0.4% | -66.7% |
% Hispanic | 2.3% | -11.5% |
% Asian | 0.7% | -56.2% |
% Foreign Born | 3.0% | -53.8% |
Mortgage and Risk — Stamford, NY
According to HUD data as of 2023, there were 39 mortgage originations in Stamford, NY, of which 95.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Stamford, NY. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 39 |
% Conventional Loans | 95.0% |
% Government Loans | 5.0% |
% Investor Loans | 0.0% |
% Second Loans | 21.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Stamford, NY
Stamford, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 58 |
% Rentals under Section 8 | 21.2% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $70 | $950 | $1,020 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | -$2,400 | $3,900 | $1,500 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — Stamford, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $232,000 |
| Median Household Income | $59,000 |