Stephentown, NY—12169
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Stephentown, NY
Home Price Trends — Stephentown, NY
As of Oct '25, the median home price in Stephentown, NY is $302,000, with a year-over-year change of 2.0%. This indicates that home prices in Stephentown, NY are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $302,000 | 2.0% |
| Single Family | $302,000 | 2.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stephentown, NY
Stephentown, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stephentown, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Stephentown, NY is 66. This is a increase of 143.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $848,000 | 200.0% |
Listing Count | 4 | 44.0% |
| Listings as % of Homes | 1.3% | 44.0% |
Days on Market | 66 | 143.0% |
Demographics — Stephentown, NY
As of the latest ACS Survey released in 2023, Stephentown, NY has a population of 407, which has increased by 83.3% over the past 5 years. Stephentown, NY is a popular place for families, as children make up 29.5% of the population. The area has a poorly educated workforce, with 16.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 407 | 83.3% |
% Under 18 | 29.5% | 118.5% |
% Seniors | 24.8% | 588.9% |
% WFH | 15.1% | ∞% |
% w/ College Degree | 16.7% | -38.4% |
As of the latest ACS Survey released in 2023, Stephentown, NY is a predominantly white area, with 80.8% of the population identifying as white. The white population has shrunk by 12.5% in the last 5 years. The second most common race or ethnicity in Stephentown, NY is hispanic, making up 17.0% of the population. Foreign-born residents account for 1.5% of the population in Stephentown, NY, and this percentage has decreased by 84.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.8% | -12.5% |
% Black | 0.0% | N/A |
% Hispanic | 17.0% | ∞% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.5% | -84.8% |
Mortgage and Risk — Stephentown, NY
Stephentown, NY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Stephentown, NY
Stephentown, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,150 |
| 2 Bedroom | N/A | N/A | $1,390 |
| 3 Bedroom | N/A | N/A | $1,680 |
| 4 Bedroom | N/A | N/A | $1,850 |
Affordability — Stephentown, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 7.1 |
| Median Home Price | $302,000 |
| Median Household Income | $39,900 |