Accord, NY—12404
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Accord, NY
As of Oct '25, the median home price in Accord, NY is $515,000, with a year-over-year change of 1.6%. This indicates that home prices in Accord, NY are increasing. According to Zillow, the 1-year price projection is 4.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $515,000 | 1.6% |
| Single Family | $516,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $442,000 | 0.9% |
3 Bed | $522,000 | 0.8% |
4 Bed | $651,000 | 1.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Accord, NY
As of July '25, Rentcast reports the average rent in Accord, NY is $5,830, with a year-over-year rent change of 45.4%. Per bedroom, the median rent as of July '25 in Accord, NY is 2-bedrooms: $9,500, 4-bedrooms: $4,000. The most common rental property sizes in Accord, NY are 2-bedroom and 1-bedroom, accounting for 38.3% and 32.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,500 | $5,830 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $9,500 | $9,500 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $3,500 | $4,000 |
% of Rental Stock
Property Listings — Accord, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Accord, NY is 75. This is a increase of 40.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $730,000 | 3.0% |
Listing Count | 30 | 5.0% |
| Listings as % of Homes | 0.4% | 5.0% |
Days on Market | 75 | 40.0% |
Demographics — Accord, NY
As of the latest ACS Survey released in 2023, Accord, NY has a population of 4,050, which has increased by 22.4% over the past 5 years. Accord, NY is a popular place for families, as children make up 25.1% of the population. The area has a highly educated workforce, with 48.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,050 | 22.4% |
% Under 18 | 25.1% | 54.9% |
% Seniors | 18.0% | 1.7% |
% WFH | 21.8% | 225.4% |
% w/ College Degree | 48.3% | 24.8% |
As of the latest ACS Survey released in 2023, Accord, NY is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Accord, NY is hispanic, making up 8.1% of the population. Foreign-born residents account for 5.2% of the population in Accord, NY, and this percentage has decreased by 46.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | -5.3% |
% Black | 0.3% | -83.3% |
% Hispanic | 8.1% | 28.6% |
% Asian | 0.6% | -50.0% |
% Foreign Born | 5.2% | -46.4% |
Mortgage and Risk — Accord, NY
According to HUD data as of 2023, there were 29 mortgage originations in Accord, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Accord, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 29 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Accord, NY
Accord, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 19 |
Total Units Section 8 | 19 |
% Rentals under Section 8 | 3.0% |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | -$7,960 | $9,500 | $1,540 |
| 3 Bedroom | N/A | N/A | $1,980 |
| 4 Bedroom | -$1,280 | $3,500 | $2,220 |
Affordability — Accord, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 6.7 |
| Median Home Price | $515,000 |
| Median Household Income | $67,300 |