Accord, NY 12404 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Accord, NY—12404

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$521,000

1.2% YoY Growth

Household Income

$67,300

7.8% YoY Growth

Days on Market

53.0% Longer YoY

Home Price Forecast

5.0%

Median Rent

$4,500

45.4% YoY Growth

1-Bed Rent

N/A

2-Bed Rent

$9,500

352.4% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Accord, NY

As of Dec '25, the median home price in Accord, NY is $521,000, with a year-over-year change of 1.2%. This indicates that home prices in Accord, NY are increasing. According to Zillow, the 1-year price projection is 5.0%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$521,000	1.2%
Single Family	$521,000	1.2%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Accord, NY

As of July '25, Rentcast reports the average rent in Accord, NY is $5,830, with a year-over-year rent change of 45.4%. Per bedroom, the median rent as of July '25 in Accord, NY is 2-bedrooms: $9,500, 4-bedrooms: $4,000. The most common rental property sizes in Accord, NY are 2-bedroom and 1-bedroom, accounting for 38.3% and 32.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$4,500	$5,830
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	$9,500	$9,500
3 Bed Rent	N/A	N/A
4 Bed Rent	$3,500	$4,000

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% of Rental Stock

Studio

11.9%

1 Bedroom

32.2%

2 Bedrooms

38.3%

3 Bedrooms

10.9%

4 Bedrooms

2.4%

5+ Bedrooms

4.3%

Property Listings — Accord, NY

As of Dec '25, Realtor.com reports that the median days on market for a home in Accord, NY is 87. This is a increase of 63.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$949,000	-3.0%
Listing Count	23	-8.0%
Listings as % of Homes	0.4%	-8.0%
Days on Market	94	53.0%

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Demographics — Accord, NY

As of the latest ACS Survey released in 2023, Accord, NY has a population of 4,050, which has increased by 22.4% over the past 5 years. Accord, NY is a popular place for families, as children make up 25.1% of the population. The area has a highly educated workforce, with 48.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.8% reporting working from home.

Metric	Latest Census	YoY % Change
Population	4,050	22.4%
% Under 18	25.1%	54.9%
% Seniors	18.0%	1.7%
% WFH	21.8%	225.4%
% w/ College Degree	48.3%	24.8%

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As of the latest ACS Survey released in 2023, Accord, NY is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 5.3% in the last 5 years. The second most common race or ethnicity in Accord, NY is hispanic, making up 8.1% of the population. Foreign-born residents account for 5.2% of the population in Accord, NY, and this percentage has decreased by 46.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	82.0%	-5.3%
% Black	0.3%	-83.3%
% Hispanic	8.1%	28.6%
% Asian	0.6%	-50.0%
% Foreign Born	5.2%	-46.4%

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Mortgage and Risk — Accord, NY

According to HUD data as of 2023, there were 29 mortgage originations in Accord, NY, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Accord, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	29
% Conventional Loans	93.0%
% Government Loans	7.0%
% Investor Loans	0.0%
% Second Loans	7.0%
% Cash Out Refinance	10.0%

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Rentals and Section 8 — Accord, NY

Accord, NY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	19
Total Units Section 8	19
% Rentals under Section 8	3.0%
% Occupied Section 8	90.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$1,180
2 Bedroom	-$7,960	$9,500	$1,540
3 Bedroom	N/A	N/A	$1,980
4 Bedroom	-$1,280	$3,500	$2,220

Accord, NY—12404

Key Metrics at a Glance

Home Price Trends — Accord, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Accord, NY

% of Rental Stock

Property Listings — Accord, NY

Demographics — Accord, NY

Race and Ethnicity

Mortgage and Risk — Accord, NY

Mortgages

Rentals and Section 8 — Accord, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Accord, NY

Home Price to Income Ratio

Accord, NY — ZIP Code Boundary Map

Nearby ZIP Codes

High Falls, NY

Stone Ridge, NY

Kerhonkson, NY

Olivebridge, NY

Wawarsing

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	6.7
Median Home Price	$521,000
Median Household Income	$67,300

Accord, NY—12404

Key Metrics at a Glance

Home Price Trends — Accord, NY

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Accord, NY

% of Rental Stock

Property Listings — Accord, NY

Demographics — Accord, NY

Race and Ethnicity

Mortgage and Risk — Accord, NY

Mortgages

Rentals and Section 8 — Accord, NY

Section 8 Market Size

Section 8 Opportunity

Affordability — Accord, NY

Home Price to Income Ratio

Accord, NY — ZIP Code Boundary Map

Nearby ZIP Codes

High Falls, NY

Stone Ridge, NY

Kerhonkson, NY

Olivebridge, NY

Wawarsing

Frequently Asked Questions

What is the average home price in Accord, NY 12404?

How have home prices in Accord, NY 12404 changed over the past year?

What is the home price projection for Accord, NY 12404?

What are the demographics of Accord, NY 12404?

How long does it take homes to sell in Accord, NY 12404?

What is the average rent price in Accord, NY 12404?