Margaretville, NY—12455
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Margaretville, NY
Margaretville, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $325,000 | -3.4% |
| Single Family | $326,000 | -4.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $274,000 | -4.9% |
3 Bed | $352,000 | -3.6% |
4 Bed | $441,000 | -3.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Margaretville, NY
As of July '25, Rentcast reports the average rent in Margaretville, NY is $2,450, with a year-over-year rent change of -67.3%. Per bedroom, the median rent as of July '25 in Margaretville, NY is 2-bedrooms: $2,450. The most common rental property sizes in Margaretville, NY are 2-bedroom and 3-bedroom, accounting for 37.4% and 31.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $2,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $2,450 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Margaretville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Margaretville, NY is 71. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 12.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $480,000 | 11.0% |
Listing Count | 32 | 4.0% |
| Listings as % of Homes | 1.1% | 4.0% |
Days on Market | 71 | 7.0% |
Demographics — Margaretville, NY
As of the latest ACS Survey released in 2023, Margaretville, NY has a population of 1,860, which has increased by 6.3% over the past 5 years. Margaretville, NY is a moderately popular place for families, as children make up 16.4% of the population. The area has a moderately educated workforce, with 26.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 28.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,860 | 6.3% |
% Under 18 | 16.4% | 33.3% |
% Seniors | 33.1% | -19.7% |
% WFH | 28.4% | 242.2% |
% w/ College Degree | 26.5% | -6.0% |
As of the latest ACS Survey released in 2023, Margaretville, NY is a predominantly white area, with 73.8% of the population identifying as white. The white population has shrunk by 19.0% in the last 5 years. The second most common race or ethnicity in Margaretville, NY is hispanic, making up 21.1% of the population. Foreign-born residents account for 20.7% of the population in Margaretville, NY, and this percentage has increased by 204.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 73.8% | -19.0% |
% Black | 0.8% | -20.0% |
% Hispanic | 21.1% | 283.6% |
% Asian | 0.8% | -11.1% |
% Foreign Born | 20.7% | 204.4% |
Mortgage and Risk — Margaretville, NY
According to HUD data as of 2023, there were 66 mortgage originations in Margaretville, NY, of which 98.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 14.0% above 90% LTV (elevated). This implies medium mortgage risk in Margaretville, NY. Investor activity is low, as 5.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 66 |
% Conventional Loans | 98.0% |
% Government Loans | 2.0% |
% Investor Loans | 5.0% |
% Second Loans | 36.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Margaretville, NY
Margaretville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | $140 | $1,400 | $1,540 |
| 3 Bedroom | N/A | N/A | $1,980 |
| 4 Bedroom | N/A | N/A | $2,220 |
Affordability — Margaretville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $325,000 |
| Median Household Income | $74,300 |