Olivebridge, NY—12461
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Olivebridge, NY
As of Oct '25, the median home price in Olivebridge, NY is $527,000, with a year-over-year change of 3.1%. This indicates that home prices in Olivebridge, NY are increasing. According to Zillow, the 1-year price projection is 5.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $527,000 | 3.1% |
| Single Family | $527,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $421,000 | 3.2% |
3 Bed | $582,000 | 3.6% |
4 Bed | $729,000 | 3.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Olivebridge, NY
Olivebridge, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $4,500 | $4,430 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,800 | $3,150 |
| 3 Bed Rent | $7,000 | $7,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Olivebridge, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Olivebridge, NY is 36. This is a increase of 72.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $650,000 | -4.0% |
Listing Count | 20 | 19.0% |
| Listings as % of Homes | 0.6% | 19.0% |
Days on Market | 36 | 72.0% |
Demographics — Olivebridge, NY
As of the latest ACS Survey released in 2023, Olivebridge, NY has a population of 1,430, which has decreased by -17.0% over the past 5 years. Olivebridge, NY is a less popular place for families, as children make up 13.8% of the population. The area has a highly educated workforce, with 50.0% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 31.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,430 | -17.0% |
% Under 18 | 13.8% | -20.2% |
% Seniors | 34.0% | 70.0% |
% WFH | 31.2% | 536.7% |
% w/ College Degree | 50.0% | 21.7% |
As of the latest ACS Survey released in 2023, Olivebridge, NY is a predominantly white area, with 79.1% of the population identifying as white. The white population has grown by 4.6% in the last 5 years. The second most common race or ethnicity in Olivebridge, NY is hispanic, making up 8.8% of the population. Foreign-born residents account for 2.9% of the population in Olivebridge, NY, and this percentage has decreased by 62.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 79.1% | 4.6% |
% Black | 0.0% | -100.0% |
% Hispanic | 8.8% | -12.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 2.9% | -62.8% |
Mortgage and Risk — Olivebridge, NY
According to HUD data as of 2023, there were 81 mortgage originations in Olivebridge, NY, of which 96.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 5.0% above 90% LTV (normal). This implies small mortgage risk in Olivebridge, NY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 81 |
% Conventional Loans | 96.0% |
% Government Loans | 4.0% |
% Investor Loans | 0.0% |
% Second Loans | 27.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Olivebridge, NY
Olivebridge, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 29 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 10.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,180 |
| 2 Bedroom | -$260 | $1,800 | $1,540 |
| 3 Bedroom | -$5,020 | $7,000 | $1,980 |
| 4 Bedroom | N/A | N/A | $2,220 |
Affordability — Olivebridge, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.8 |
| Median Home Price | $527,000 |
| Median Household Income | $95,500 |